This covers the cost of fixing or replacing something in or around your home after it was damaged suddenly and unexpectedly. It’s different from wear and tear or a breakdown. For example, a pot plant falls off your bathroom shelf and cracks your sink. Or a ball smashes your window.
To see the definitions for other commonly used insurance terms, check out our dictionary.
Is accidental damage cover included in your policies?
Accidental damage is an add on which means it's not included as standard in our flex policies however can be added for buildings, contents or both for an extra cost. Our max policies however are all inclusive and come with accidental damage built in.