External accounts are customer-linked bank accounts outside of UnblockPay. They are required as the destination for fiat funds in payout and Fiat-to-Fiat transactions.
Steps
Go to the External Accounts section in the dashboard
Click New External Account (or create via API)
Select the Customer who owns or will use this account
Select the payment rail (country)
Enter the bank account details
Click Create external account
Once registered, the external account will be available as a destination for fiat funds in payout and Fiat-to-Fiat transactions.
Required fields by payment rail
Rail | Required fields |
🇧🇷 BRL — Pix | Pix key |
🇲🇽 MXN — SPEI | Beneficiary name, SPEI protocol, SPEI bank code |
🇪🇺 EUR — SEPA | Account name, type, bank name, IBAN, BIC, country |
🇦🇷 ARS — CVU | Account name, beneficiary name, clave type, clave |
🇺🇸 USD — Domestic Wire | Beneficiary name, routing number, bank name, bank account number, address |
First-party vs. third-party accounts
First-party — the bank account belongs to the same customer who is sending the funds
Third-party — the bank account belongs to a different beneficiary
Both types are supported. Make sure to select the correct customer when registering the account.