If you choose not to start trading immediately, you won't be penalized. The countdown for completing the challenge begins from the day of your first trade.
You have the right to request cancellation of the contract as a consumer within 14 days of purchasing the product. Please send your request to support@upcomers.com.
It is important to note that you must not open a trade on your account to be eligible for a refund. This also applies to the TRIAL phase.