The challenge exists to answer one question before any reward is on the line: can you trade with discipline? It is a filter for skill, not a fee for access. UZO offers two challenge formats, One Step and Two Step, so you can pick the path that fits how you trade.

It helps to see a challenge as one stage of a two-stage journey. The challenge is the proving ground. The funded account is what you earn once you pass.

Both stages run on the same engine: real prices from third-party feeds, with real spreads and commissions applied uniformly. The difference is the stakes. The challenge proves you are ready; the funded account is where your results turn into payouts.

The two challenge formats differ mainly in how many phases stand between you and a funded account, and in the profit target you need to reach.

One Step is the faster route: a single 6% target with no time pressure. Two Step spreads the same proof over two phases with a lower target in each, which suits traders who prefer a gentler pace. Two Step carries a 12% static maximum drawdown. Exact drawdown figures for each plan are shown on your dashboard and in the live pricing on our site.

A challenge measures two things at once: that you can reach a profit target, and that you can do it without breaching the risk limits. Reaching the target shows you can find an edge. Staying inside the drawdown limits shows you can protect capital when a trade goes against you. Both matter equally.

UZO keeps the rules straightforward. There is no consistency rule. You can trade overnight, over weekends, and around the news. EAs, bots, custom indicators, and copy trading from your own account are all allowed. Leverage is 1:100. What is banned is anything that games the simulation rather than reflecting genuine trading skill: latency or HFT arbitrage, tick exploitation, and tick scalping.

We will be plain about this: most evaluations do not pass. That is by design, and it is the honest reality of the industry. A challenge is a real test of discipline, and discipline under live-priced pressure is rare. Traders most often fail not by missing the target, but by breaching a drawdown limit chasing it.

This is exactly why the model works. Because the bar is real, passing it actually means something, and the 90% split you earn on the other side is built on a population of genuinely skilled traders. UZO is not looking to sell you a challenge you cannot clear. We are looking for the traders who can.

If a challenge sounds right for you, the decision is which format fits your style and pace. If you would rather skip the evaluation entirely and trade funded from day one, our Instant accounts are the alternative path.

Questions at any point reach us at support@uzo.com.