The short answer
Instant skips the evaluation entirely. You start trading on simulated capital immediately, there is no profit target to hit, and you can request a payout as soon as you are in profit and meet the payout requirements. The only thing you have to do is respect three risk limits: a 4% daily drawdown, a 7% trailing maximum drawdown, and a 2% maximum loss on any single trade.
Instant is the standard account of the instant class. It is built for traders who do not want to pass a challenge first and would rather get straight to trading, with the loosest risk limits of the three instant products. Below is the complete rule set in one place.
What Instant is in one line
Instant is a simulated trading account you fund once and trade right away. There are no evaluation phases and no profit target. You trade real, live market prices on simulated capital, and any reward you earn from profitable trading is real money paid to you.
Because there is no target to reach, your job is simply to grow the account while staying inside the risk limits. Stay within them and you can keep trading and keep requesting payouts for as long as you like.
The rules: drawdowns and single-trade limit
Three limits govern an Instant account. Breach any one of them and the account ends.
Rule | Limit | What it means |
Daily drawdown | 4% | The most your account can fall within a single trading day. It resets at 00:00 UTC. |
Trailing maximum drawdown | 7% | Your overall floor. It trails your equity as the account grows, then locks once your profit threshold is reached. |
Single-trade loss | 2% | No individual trade may lose more than 2% of the account. |
The 4% daily drawdown is measured against your balance at the start of each trading day and resets every day at 00:00 UTC. The 7% trailing maximum drawdown is your absolute floor: it follows your equity higher as you profit, protecting the gains you have made, and locks in place once you hit your profit threshold. The 2% single-trade limit keeps any one position from doing outsized damage. Your live figures for each limit are always shown on your dashboard.
No target, no time limit
Instant has no profit target. You are not racing to reach a percentage gain before you can be paid. Instead, once your account is in profit and you meet the standard payout requirements, you can request a payout.
There is also no time limit. You are not on a clock and you are not required to trade a minimum number of days. You can take your time, trade when conditions suit you, and hold the account for as long as you keep it inside the risk limits.
Weekend trading is allowed on Instant, so you can trade markets that move outside the standard weekday session.
Account sizes and your split
Instant accounts are available in sizes up to $1M. Exact prices per size are shown on our live pricing page, which is always the source of truth for what each size costs.
You keep 90%
Every Instant account pays you 90% of the profit you generate, with 10% to the firm. That split is fixed at every account size, and your evaluation fee is refunded on your first reward payout.
Leverage is 1:100. Once you are profitable and consistent, the account can scale: from $100K to $200K to $500K to $1M, with a 35% increase every four months up to $4M, and no new fee to scale.
Who Instant is for
Instant suits traders who want to skip the evaluation and start trading on simulated capital right away, and who want the most room to operate within the instant class. Of the three instant products, Instant has the loosest drawdown rules, which gives an active trading style more breathing space.
If you want even tighter risk discipline at a lower entry cost, look at Instant Pro, which keeps the same daily and trailing drawdowns but applies a tighter single-trade loss limit. If you prefer the structure of an evaluation and a defined target, the One Step and Two Step accounts are the alternative. We are honest about the odds across all of them: most evaluations do not pass, and Instant accounts can be breached just as easily if the limits are ignored. Trade the rules and the account works for you.
Related
Instant, Instant Pro, and Instant 24h
The trailing maximum drawdown on instant accounts explained
The single-trade loss limit on instant accounts
Weekend trading on instant accounts