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What can delay a payout

The usual timeline is fast: most delays come from KYC, payout details, or a conduct review, and all of them are avoidable.

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Written by John

The short answer

When everything is in order, payout approval is typically under 1 hour and funds clear within about 12 hours. The most common reasons a payout takes longer are an incomplete or mismatched identity check (KYC via Veriff), incorrect bank or wallet details, or a routine compliance review of the trading on the account. Each of these is avoidable.

If your payout is running slow, this article explains exactly what tends to hold one up and how to keep yours moving.


The normal timeline first

For a clean request, the process is quick. Approval usually happens in under an hour, and the cleared funds reach you within roughly 12 hours after that. Most of that window is the payment rail itself moving money, not us reviewing your account.

So if you are inside that window, nothing is wrong. A payout only counts as delayed once it sits well past the normal clearing time without a status update on your dashboard.


KYC and identity mismatches

UZO verifies your identity only after you pass an evaluation, not before you start. That verification runs through Veriff. The first payout on an account is the moment KYC has to be complete and clean, so it is also the most common place a first payout stalls.

Things that hold up this step include unfinished verification, a blurry or expired document, or a name that does not match between your UZO profile, your ID, and the bank account or wallet you are withdrawing to. The fix is to make sure all three names line up and your document is current and clearly photographed.


Wrong bank or wallet details

A payout can be approved on our side and still not reach you if the destination details are off. A mistyped account number, the wrong IBAN or SWIFT, or a single wrong character in a crypto wallet address will either bounce the transfer or delay it while it is corrected.

Before you submit, double check every field, and for crypto confirm both the wallet address and the network. Treat the wallet address as something to copy and paste, never type by hand.


Trading-conduct reviews

UZO runs on real live prices with simulated capital, and the rewards are real, so we check that the trading on a paid account was within the rules before money goes out. Most accounts clear this without ever noticing it. Occasionally a payout is paused for a closer look.

A review generally relates to whether prohibited methods were used, the ones that try to game the simulation rather than trade the market. These include latency or HFT arbitrage and tick exploitation or tick scalping. The specific triggers and how long a review takes are handled case by case, so we do not publish fixed timers. If your trading followed the rules, the simplest way to avoid this entirely is to keep doing exactly that.

What is allowed, so you trade with confidence

EAs and bots, custom indicators, copy trading from your own account, news trading, and holding overnight or over the weekend are all permitted. There is no consistency rule. A review is about gaming the simulation, not about trading actively.


How to keep your payout fast

  • Complete Veriff fully, with a clear, in-date ID, as soon as you are eligible.

  • Make sure your profile name matches your ID and your payout destination exactly.

  • Copy and paste bank or wallet details, and confirm the crypto network.

  • Trade within the rules and avoid anything that exploits the simulation.

  • Watch your dashboard for the current status rather than resubmitting.


Who to contact if it stalls

If your payout is well past the normal window and your dashboard does not explain why, reach out to us at support@uzo.com. Include your account and the approximate time you requested the payout so we can locate it quickly.

You keep 90 percent

Your split is 90 percent to you and 10 percent to the firm, fixed at every account size, and your evaluation fee is refunded on your first reward payout. A short wait now and then is simply the cost of making sure that money is paid out correctly.


Related

  • KYC and payouts: verifying before you get paid

  • Payout methods and timing

  • Prohibited strategies and your payout

  • Payout edge cases and troubleshooting

  • Getting paid in crypto

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