Yes. The rewards are real money.
Your trading account uses simulated capital, but the reward you earn from it is genuine money paid to you by bank transfer or crypto. The simulation is how performance is measured. The payout is a real financial transfer.
It is a fair question, and the honest answer matters more to us than a slogan. UZO is a simulated (Syn-Fi) prop firm: you trade real live prices against simulated capital, so no live money is ever at risk while you trade. What changes at payout time is that the reward you have earned is settled in real funds to your own bank account or wallet.
Simulated capital, real rewards: how that works
During an evaluation and on a funded account, you trade against simulated balances. The price feeds are real, sourced from third-party providers, and real spreads and commissions are applied uniformly, so your results reflect genuine market conditions. The capital itself is simulated, which is what keeps the model sustainable and what lets us offer account sizes up to $1M without putting live funds in the market.
The reward is separate from the simulation. When you produce a qualifying profit on a funded account, UZO pays you a real cash reward based on that performance. The simulated profit is the measurement. The payout is the money. They are two different things, and only the payout leaves our books and lands in your account.
What you keep and how you receive it
You keep 90% of the profit under our fixed 90% trader / 10% firm split. That split is the same at every account size, from the smallest funded account up to $1M. There is no tier where the firm quietly takes more.
Detail | What to expect |
Your share | 90% of profit, fixed at every account size |
Payout methods | Bank transfer or crypto |
Timing | Approval in under 1 hour, then clearing within 12 hours |
Evaluation fee | Refunded on your first reward payout |
Your fee comes back
The evaluation fee you paid to start is refunded to you on your first reward payout. The first time you get paid, that cost is returned.
Why identity verification only comes after you pass
You do not need to verify your identity to start trading. We ask for nothing beyond signup until you have actually earned something. Know Your Customer (KYC) verification, handled through Veriff, happens only after you pass and before your first payout.
There is a simple reason for this. Real money is moving to a real person, so we confirm that the person being paid is who they say they are. That step protects you and keeps the payout process clean and compliant. It is also the clearest signal that the money is real: you do not verify identity for a game, you verify it for a transfer of funds.
We will be straight with you about the path too: most evaluations do not pass. The reward is real, and so is the standard you have to clear to earn it.
Where to see the full payout process
This article answers whether the money is real. For the step-by-step of requesting a payout, the supported methods, and how long each takes, see the dedicated payout guides linked below. Exact pricing and any account-specific figures are always shown on your dashboard.
Related
Do you really pay out?
How do I get paid?
Payout methods and timing
The 90/10 split explained
Public proof: what UZO can and cannot show you