The short answer
No. The only money you ever spend with UZO is your one-time evaluation fee. Failing an evaluation simply ends that account. It never creates a debt, a margin call, or any further charge.
This is the single most important thing to understand before you start. Your downside is fixed and known on the day you pay, and nothing that happens during trading can increase it.
What you can lose
Exactly one thing: the evaluation fee you paid to start. That is the full extent of your financial exposure.
Entry costs are deliberately low so the decision is easy to size for yourself:
Evaluation | Account size from | Fee from |
One Step | $5,000 | $39 |
Two Step | $10,000 | $52 |
Treat the fee the way you would any program cost: spend only what it is worth to you to attempt the challenge. Current pricing for each size is shown on your dashboard at checkout.
And it can come back
If you pass and reach your first reward payout, the evaluation fee is refunded to you. Pass the challenge and the cost effectively returns.
What you cannot lose
You cannot lose trading capital, because none of it is yours to lose. UZO is a simulated, or Syn-Fi, prop firm. You trade on real, live market prices from third-party feeds, with real spreads and commissions applied, but the capital itself is simulated. No live funds of yours are ever placed in the market.
Because of that, a few things that exist in real-money trading simply do not exist here:
No margin calls and no negative balance you have to top up.
No way for a losing trade to bill your card or bank.
No liability beyond the fee, no matter how a position moves.
When an account breaches a rule, such as a daily or maximum drawdown limit, the account is closed. That is the entire consequence. The breach ends your access to that simulated balance. It does not convert into a charge, a fine, or anything you owe.
The honest odds
We will be direct with you: most evaluations do not pass. The discipline an evaluation demands is hard, and that is by design. We would rather you size your decision honestly than be surprised.
So the right way to think about it is simple. Your maximum loss is the fee, known in advance. Your upside, if you pass, is a real reward payout with the fee refunded and a 90% trader share. Risk only what the fee is worth to you, and you can attempt the challenge with the downside fully understood.
If you want the mechanics in more detail, the articles below explain how simulated capital works and what a breach actually does.
Related
Is my money at risk?
What happens if I breach a rule?
Simulated trading, explained