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Comparison: FlexNote vs. Traditional SPV

Understanding the key differences to help you choose the right structure.

Rachel Diaz avatar
Written by Rachel Diaz
Updated over a week ago

FlexNote SPVs: An Introduction

The traditional SPV model has served its purpose for years, but the FlexNote SPV by Venture360 is a revolutionary new structure designed to solve these challenges. FlexNote offers all the benefits of a traditional SPV while eliminating unnecessary tax filings and complexities. Let’s dive into what makes FlexNote SPVs the future of private equity investing.


What is a FlexNote SPV?

Convertible Notes are the answer

Convertible Notes are the answer

  • Convertible Note to Equity: Notes convert to equity only under specified conditions—typically at an exit or liquidity event.

  • Upside Participation: Investors get the same upside as equity owners without the immediate tax‑and‑liability burden.

Although our template library includes only a convertible note, the SPV itself can hold any non–cash‑flowing instrument (SAFEs, ASAs, equity, etc.), provided it does not mandate regular distributions. Any custom instrument will require coordination with your legal team to draft the proper docs.


How FlexNote SPVs Work

  1. Convertible Note Issuance
    Investors fund the SPV with zero‑coupon convertible notes (no interest or periodic payments).

  2. No Tax Filing Required
    As long as the SPV holds notes rather than equity, it’s a disregarded entity—no annual tax filings or K‑1s.

  3. Trigger Event
    Upon exit or liquidity, the SPV converts its notes into equity in the portfolio company.

  4. Equity Distribution
    Converted equity is distributed pro‑rata to investors, mirroring traditional SPV payouts.

Under the hood the SPV manager is the sole “special member,” so until conversion it’s tax‑transparent. At exit it becomes a partnership and generates K‑1s only once, at distribution.

Same Processes & Reporting

  • No Changes to Processes: Your existing workflows remain intact, ensuring a seamless transition.

  • No Changes to Reporting: Investors will continue to receive the same detailed, standardized reports they’re accustomed to.

  • Key Difference: FlexNote SPVs eliminate annual K‑1s until the backend exit event. Investors still get the same detailed reports in V360—just fewer tax forms each year.


Key Benefits of our FlexNote SPV

  • No K‑1s or Tax Filings
    Simplify tax prep—no annual returns or K‑1s until conversion.

  • Cost Savings
    Lifetime SPV fees around $6,000 vs. $13,500 for a traditional equity SPV.

  • Full Return on Investment
    Investors enjoy the same total financial return as if they’d held equity from day one.

  • Long‑Term Tax Benefits
    Holding period for QSBS and other benefits starts when the note is issued.

  • Instrument Flexibility
    Beyond convertible notes you can use SAFEs, ASAs or direct equity (no periodic distributions)—with legal support.

  • Seamless Transition
    No disruption to your team’s processes or investor reporting.


Standard vs. FlexNote


Frequently Asked Questions

Frequently Asked Questions

  • What is a convertible note?
    A short‑term loan that converts into equity upon a trigger event (exit or majority vote).

  • What triggers a conversion?
    Any liquidity event (sale, IPO) or when noteholders vote to convert.

  • What happens when the note converts?
    Notes convert pro‑rata into SPV equity, then distributions follow.

  • Do FlexNotes pay interest?
    No—these are zero‑coupon notes with no accruing interest or periodic payouts.

  • Why don’t FlexNotes require K‑1s?
    Because investors hold notes, not equity. The SPV is disregarded for tax purposes until conversion.

  • Can I still qualify for QSBS?
    Yes—the tax holding period begins at note issuance, preserving QSBS eligibility.

  • Are Form D & Blue Sky filings required?
    Yes. Convertible notes are securities and must comply with Form D and any applicable state filings.

  • What SPVs are FlexNotes not appropriate for?
    Any SPV expecting regular distributions (e.g., interest payments or dividends).

  • How do rolling closes work?
    Issue separate notes to each close; at exit, SPV converts all notes and distributes equity pro‑rata—no interim tax filings.


FlexNote SPVs: A Glimpse into the Future

The FlexNote SPV model offers unparalleled flexibility and simplicity, empowering syndicate managers and investors to focus on maximizing returns. With no unnecessary tax filings, reduced costs, and a seamless process, FlexNotes pave the way for the future of SPV investing.

Venture360’s innovative approach is redefining the private equity landscape. Ready to learn more? Contact us today to see how FlexNote SPVs can transform your investment strategy.

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