Education Planning
Education Planning
529 College Savings Plan Beneficiary Flexibility
529 College Savings Plan Overview
529 College Savings Plan to Roth IRA Rollover Considerations
529 College Savings Plan State Conformity Reference Map
529 Plan Utilization vs Preservation After Secure Act 2.0
Assessable and Non-Assessable Assets for Financial Aid
Assessable and Non-Assessable Income for Financial Aid
Balancing College and Retirement Planning Qualitatively
Balancing College and Retirement Planning Quantitatively - $150k College $2 Million Retirement
Balancing College and Retirement Planning Quantitatively - $200k College $1.5 Million Retirement
Coverdell Education Savings Account (CESA) Overview
Federal IDR Account Adjustment
Financial Aid Filing Responsibility
Financial Aid Filing Timeline
How 529 College Savings Plan Distributions Work
How Inherited IRA Distributions Impact Financial Aid Eligibility
How the 529 Plan 5-Year Gifting Election Works
Income-Based Repayment Plan (IBR) Calculation
Limited PSLF Waiver
Pay As You Earn Repayment Plan (PAYE) Calculation
Proposed 2026 Annual and Aggregate Federal Student Loan Borrowing Limits
Public vs Private College Financial Aid Distribution Comparison
Repayment Assistance Plan (RAP) Calculation
Saving on a Valuable Education (SAVE) Calculation
Estate Planning
Estate Planning
Effective Uses of Wills and Trusts
Gifting to an Intentionally Defective Grantor Trust (IDGT)
Gift Splitting Ahead of the TCJA Sunset
How a Charitable Remainder Annuity Trust (CRAT) Works
How a Charitable Remainder Unitrust Works (CRUT) Works
How a Dynasty Trust Works
How a Family Limited Partnership Works
How a Grantor Charitable Lead Trust (CLT) Works
How a Non-Grantor Charitable Lead Trust (CLT) Works
How a Spousal Lifetime Access Trust (SLAT) Works
How an Irrevocable Life Insurance Trust (ILIT) Works
How Federal Gift and Estate Tax Portability Works
How Gift and Estate Taxes are Calculated
How Life Insurance is Used to Equalize an Estate
Passing Away Without a Will in the US (All 50 States):
Selling Assets to an Intentionally Defective Grantor Trust (IDGT)
Investment Planning
Investment Planning
Bank CDs vs Brokered CDs
FDIC and NCUA Insurance Coverage Limits
How Mental Accounting Impacts Investment Decisions
How Portfolio Rebalancing Works
How the Endowment Bias Impacts Investment Decisions
How U.S. Government I-Bonds Work
Investment Planning Considerations in Golf Terms
Managing Concentrated Stock Positions
Missing the Best and Worst Trading Days
Municipal Bond Tax and Investment Considerations
Tax Implications of Investing in Mutual Funds
The Power of Compounding - $2 Million Target
The Power of Compounding - $3 Million Target
The Value of Missing the Worst Trading Days
The Value of Staying Invested
Retirement Planning
Retirement Planning
10% Early Withdrawal Penalty Exceptions
How 401(k) Matches and the 401(k) True-Up Work
How IRMAA Impacts Social Security Benefits
How Net Unrealized Appreciation (NUA) Works
How Qualified Charitable Distributions (QCDs) Work
How the Roth Conversion Pro Rata Rule Works
How to Approach Spending from Your "Retirement Cake"
RMD Calculations and Considerations
Roth Conversion Considerations
Roth 401(k) to Roth IRA Rollover Mechanics
Secure Act 2.0 Roth Changes Summary
Social Security Claiming Strategies
Social Security Fairness Act and the Elimination of WEP and GPO
The 4% Rule for Retirement Withdrawals
Beneficiary IRA RMD Rules (Pre-RBD)
Beneficiary IRA RMD Rules (Post-RBD)
Tax Planning
Tax Planning
Beneficial Ownership Information Reporting Under CTA
Gain Exclusion on Sale of Principal Residence
Health Savings Accounts (HSAs)
How Depreciation Recapture Works - 1245 Property
How Depreciation Recapture Works - 1250 Property
How IRC 1031 Like-Kind Exchanges Work
How Tax Credits Work
How Tax Credit Sequencing Works
How Tax Rates Work for the MFJ Tax Filing Status
How Tax Rates Work for the Single Tax Filing Status
How the Alternative Minimum Tax (AMT) Credit Works
How the Wash Sale Rule Works
Marginal vs Effective Tax Rates
Planning with Post-Mortem Tax Basis Adjustments
Popular Itemized Deductions
Social Security and Medicare Tax Considerations
State Pass-Through Entity (PTE) Level Tax Mechanics
Tax and Cash Flow Consequences of Exercising Stock Options
Tax Consequences of Selling a Business
Tax Planning Considerations for Different Business Entity Types
Tax Planning with Capital Gains and Losses
Tax-Related Inflation Adjustments