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I have Medicaid. Will I lose it if I’m offered or enroll in CHOICE (formerly ICHRA)?

Good news — being offered a Custom Health Option and Individual Care Expense Arrangement (CHOICE) doesn’t automatically take away your Medicaid.Medicaid eligibility is based o...

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Written by Regina Rovira

Good news — being offered a Custom Health Option and Individual Care Expense Arrangement (CHOICE) doesn’t automatically take away your Medicaid.

Medicaid eligibility is based on your household income and other qualifying factors. That means if you continue to meet your state’s Medicaid requirements, you can usually stay enrolled — even if your employer offers you an affordable choice.

In other words, federal rules don’t require you to drop Medicaid just because you’re offered a CHOICE. If you’re still eligible, you can keep your Medicaid coverage and decide whether or not a CHOICE plan makes sense for you.

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