Yes, you can keep your current marketplace plan. However, once your employer offers you a CHOICE benefit, you are required to report it. Reporting your CHOICE will make you ineligible for subsidies.

The good news is that you can still use your CHOICE benefit to help pay for your plan. During enrollment, select the exact same plan you already have, and we’ll provide payment details so your bills are covered moving forward. Any amount over your employer’s contribution will be deducted from your paycheck each month.

⚠️ Important: If you choose not to report the CHOICE and continue taking subsidies, you’ll be required to pay them back when you file your taxes — often as a lump sum. This can be very costly, so we strongly advise against it.

If you'd like to speak to one of our licensed agents about plan, you can schedule a call here.

If you have any questions, our support team is here to help! We're available Monday to Friday from 9 AM to 9 PM EST and on weekends from 9 AM to 5:00 PM EST. You can reach us through the following contact methods:

We’re here to support you every step of the way!