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Can I pick a market plan, even if I’m eligible for Medicare?

In most situations, it’s best to sign up for Medicare as soon as you’re eligible. Most states do not allow you to sign up for an individua...

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Written by Regina Rovira

In most situations, it’s best to sign up for Medicare as soon as you’re eligible. Most states do not allow you to sign up for an individual plan if you're Medicare eligible.

Once you become eligible for Medicare, you’ll have an Initial Enrollment Period to sign up. This window starts 3 months before your 65th birthday and ends 3 months after. When you enroll in Medicare, be sure to terminate your individual marketplace coverage so you’re not double-covered.

If you are enrolled in Medicare Part A or Part C, or you qualify for premium-free Medicare Part A, you’re considered to already have comprehensive coverage. In this case, you’re not eligible for premium tax credits.

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