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Healthcare Coverage Resources for Texas Residents

Finding affordable healthcare coverage can be challenging, so we have compiled a list of options to assist you in navigating your choices....

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Written by Regina Rovira

Finding affordable healthcare coverage can be challenging, so we have compiled a list of options to assist you in navigating your choices. It is important to thoroughly understand each plan's pricing, benefits, and eligibility requirements before making an informed decision.

When contacting an insurance provider, we recommend asking detailed questions about coverage, costs, and network options to ensure the plan meets your needs. While we are unable to enroll members in external plans, the organizations listed below can offer accurate and up-to-date information.

The following resources include coverage options that we have previously shared with members. While navigating healthcare coverage can be complex, there are several resources available to help Texas residents identify the most suitable plan.

Below, you’ll find information on state and federal programs, public assistance options, and other coverage resources.

State and Federal Programs

Health Insurance Marketplace (Healthcare.gov)

Texas residents can explore and purchase health insurance through the federal marketplace. Many individuals qualify for financial assistance to lower monthly premiums and out-of-pocket costs. You can enroll during Open Enrollment or if you experience a qualifying life event (like losing coverage or having a baby).


​Website: healthcare.gov
​Phone: 1-800-318-2596

Medicaid (Texas Health and Human Services)

Texas Medicaid provides free or low-cost health coverage to eligible individuals and families, including pregnant women, children, older adults, and people with disabilities. It covers doctor visits, hospital care, prescriptions, and more.


​Website: hhs.texas.gov/services/health/medicaid-chip
​Apply Online: YourTexasBenefits.com
​Phone: 2-1-1 or 1-877-541-7905

Children’s Health Insurance Program (CHIP)

CHIP provides affordable health insurance for children and teens up to age 19 whose families earn too much to qualify for Medicaid but still need assistance. CHIP covers check-ups, dental care, immunizations, hospital care, and more.


​Website: chipmedicaid.org
​Apply Online: YourTexasBenefits.com
​Phone: 2-1-1 or 1-877-543-7669 (KIDS)

Additional Coverage Options

Federally Qualified Health Centers (FQHCs)

FQHCs are community-based clinics that provide primary care, dental, and behavioral health services regardless of insurance status. They offer discounted fees based on income.

Texas Health and Human Services (HHS) Offices

Local HHS offices can help you apply for Medicaid, CHIP, SNAP, and other assistance programs. Staff can also answer questions about eligibility or required documents.


​Find an Office: hhs.texas.gov/contact-us

Community Health Centers and Free Clinics

Many community clinics and nonprofit organizations in Texas provide low-cost or free healthcare, including preventive, dental, and mental health services.
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Search for Clinics: freeclinics.com/state/texas

Other Coverage Resources

Local Nonprofits & Insurance Navigators

Certified navigators can help you understand your insurance options and guide you through the application process for Medicaid or Marketplace plans.

  • Every Texan (formerly CPPP) – Provides education and support on healthcare coverage options and Medicaid renewals.
    ​Website: everytexan.org

  • Community Health Choice – Offers Marketplace plans and can connect you with navigators for enrollment assistance.
    ​Website: communityhealthchoice.org

  • United Way of Greater Houston 2-1-1 Helpline – Connects Texans with health coverage resources and local assistance programs.
    ​Phone: 2-1-1
    ​Website: unitedwayhouston.org/211

Need More Help?

If you have any questions, our support team is here to help! We're available Monday to Friday from 9 AM to 9 PM EST and on weekends from 9 AM to 5:00 PM EST. You can reach us through the following contact methods:

We’re here to support you every step of the way!

NOTICE: These resources are meant to assist our members in finding affordable care from providers outside of Vitable Health. These recommendations do not imply that your Vitable Health benefit will cover the cost of these services.

If you have any questions, our support team is available Monday to Friday, 9 am to 9 pm EST, and Saturday/Sunday, 9 am to 5:30 pm EST. We can be reached via email at scheduling@vitablehealth.com or (484) 416-0769.

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