Finding affordable healthcare coverage can be challenging, so we have compiled a list of options to assist you in navigating your choices. It is important to thoroughly understand each plan's pricing, benefits, and eligibility requirements before making an informed decision.
When contacting an insurance provider, we recommend asking detailed questions about coverage, costs, and network options to ensure the plan meets your needs. While we are unable to enroll members in external plans, the organizations listed below can offer accurate and up-to-date information.
The following resources include coverage options that we have previously shared with members. While navigating healthcare coverage can be complex, there are several resources available to help Pennsylvania residents identify the most suitable plan. Below, you’ll find information on state and federal programs, public assistance options, and other coverage resources.
State and Federal Programs
Pennie®
Pennie is Pennsylvania’s official health insurance marketplace where you can compare and buy health plans. Many people qualify for financial help to lower their monthly costs. You can sign up during Open Enrollment or if you have a life change like losing a job or getting married.Website: pennie.com
Phone: 1-844-844-8040
Path to Pennie™
If you do not have health insurance and file a Pennsylvania tax return, you may be able to sign up for coverage through Path to Pennie™. This program allows you to check if you qualify for low-cost or free health insurance when filing your state taxes. If eligible, you will receive information on how to enroll in a plan through Pennie outside the usual enrollment periods.Website: pennie.com/learn/pathtopennie/
Medicaid (Medical Assistance)
Medicaid provides free or affordable health coverage for individuals and families, with eligibility based on income, including pregnant women, seniors, and people with disabilities. It covers doctor visits, hospital stays, prescriptions, and more. You can apply online, by phone, or at a County Assistance Office.Website: dhs.pa.gov
Apply Online: COMPASS
Phone: 1-866-550-4355
Children’s Health Insurance Program (CHIP)
CHIP provides affordable health insurance to children and teens up to age 19, based on family income. Some families may qualify for free coverage, while others may pay a low monthly premium. CHIP covers doctor visits, immunizations, emergency care, dental, vision, and more. You can apply for CHIP at any time.CHIP Frequently Asked Questions: www.pa.gov/agencies/dhs/resources/chip/faq-chip.html
Phone: 1-800-986-KIDS (5437)
Additional Coverage Options
County Assistance Offices (CAOs)
CAOs help people apply for Medicaid, CHIP, and other public benefits. You can visit an office in person to get help with paperwork or ask questions about your application.
Federally Qualified Health Centers (FQHCs)
FQHCs are community health clinics that provide medical care to everyone, even if you do not have insurance. They charge based on what you can afford and offer services like check-ups, vaccines, dental care, and mental health support.Website: findahealthcenter.hrsa.gov
Other Coverage Resources
Local Nonprofits & Insurance Navigators
Some organizations provide free help with applying for health insurance. They can guide you through the process and answer questions.PA Health Access Network (PHAN) – Helps people apply for health insurance and Medicaid renewals.
Website: pahealthaccess.org/gethelp/
Community Legal Services (CLS) – Offers free legal assistance to individuals with Medicaid, public benefits, and other healthcare-related concerns, helping with the application process and resolving challenges.
Need More Help?
If you have any questions, our support team is here to help! We're available Monday to Friday from 9 AM to 9 PM EST and on weekends from 9 AM to 5:00 PM EST. You can reach us through the following contact methods:
📞 Call: (484) 416-0769
💬 Chat: Through the Vitable app
📧 Email: support@vitablehealth.com
We’re here to support you every step of the way!
NOTICE: These resources are meant to assist our members in finding affordable care from providers outside of Vitable Health. These recommendations do not imply that your Vitable Health benefit will cover the cost of these services.
If you have any questions, our support team is available Monday to Friday, 9 am to 9 pm EST, and Saturday/Sunday, 9 am to 5:30 pm EST. We can be reached via email at scheduling@vitablehealth.com or (484) 416-0769.
