Your fractional instruments are protected in two different ways:

  1. Every fractional instrument trade you make will be hedged by CM-Equity. This means that when you buy a fractional instrument, CM-E will buy the underlying instrument to ensure a repayment of the price appreciation to you.

  2. *CM-Equity is a member of the Compensatory Fund of Securities Trading Companies in Germany which means that when CM-E can’t meet its liabilities in relation to the services and products offered to you, you can file a compensation claim* (for fractional shares and fractional precious metals). There are conditions to the approval of the claim by the German Regulator (BaFin):
    a) The fractional precious metals or shares should be denominated in EUR (which they are)
    b) The claim is limited to 90% of the value of the fractional precious metals or shares with a maximum of €20,000.00

Additionally your money is still protected via your Vivid Money pocket and linked bank account at Solarisbank

*Fractional coins don’t fall under this method of protection.

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