You can get cashback from your card purchases* by:

1. Meeting one of the following requirements on the last day of the month to unlock cashback for the following month:

  • Hold at least €100 worth in any of our investment products (fractional shares and ETFs / crypto / precious metals, crypto 2.0).
    This threshold can be reached with one investment product or by combining them together.


  • Have a banking account balance of at least €1000.
    This threshold can be reached by combining the funds available in your Money Pockets only (any balance in the shared pockets for which you’re the owner will be also counted).

2. Making purchases through the Vivid Shopper
Shop from the Vivid app and benefit from regularly added cashback offers. Vivid Shopper gives you access to brands with up to 50% cashback without any account balance or assets required.

Find more information about cashback limits and percentages according to your plan here.

On top of these two ways of earning cashback, you can also get additional cashback from your card purchases by participating in these programmes:

Be advised that these programmes can’t be combined and we’ll apply the programme with the highest possible cashback to your purchase so you’ll get the most of it.

How is cashback paid out and where can I find it?

Cashback payouts may differ depending on the offer**. While in some cases it will be credited immediately after the purchase, in others it will depend on the offer’s prerequisites. You can find the requirements and conditions directly on the offer screen.

The cashback you receive from your card purchases is collected in your Stock Rewards Pocket or added to your Crypto Rewards (depending on your country of residence).

* Cashback applies only to qualifying in-store or online card purchases. Direct debits, ATM withdrawals and card purchases made with other payment services like Curve aren’t eligible for cashback.

** Please note that VAT and delivery, gift wrapping and card fees aren’t included in the cashback percentage of your purchases made in the Shopper. Thus, the amount of cashback you’ll receive might differ.

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