No. Mortgages are debt.

Mortgage lenders let you borrow money to purchase a home. Over time you pay them back (usually with interest on top).
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But with us, you’re not borrowing money. Instead, our funding partners buy a home with you, in cash.

For example, if you buy 5% of a home with your deposit, our funding partners pay for the other 95% with their money.

There's no debt to repay or interest charged as you haven't borrowed anything from them.

Can you get the home you actually want with a mortgage?

If you can get a mortgage for a home you love, and an independent advisor confirms it’s a good decision, you should probably consider that.

We’re looking to help people who can’t get a mortgage for the home they really want.