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What is EstateFlow?

Explainer about EstateFlow

EstateFlow helps you understand how assets will be distributed and to whom based on the client's estate plan, ownership details, and beneficiary designations. EstateFlow is available only

In simple terms, EstateFlow provides visual answers to questions like:

  • What happens to assets when one spouse passes away?

  • What happens after the second death?

  • How much may go to a spouse, children, trusts, charities, or others?

  • How anticipated federal and state estate taxes might affect outcomes

EstateFlow is designed to turn complex estate plan information into a clear, structured view so you can review, discuss, and make informed planning decisions with clients.

What EstateFlow Visualizes

EstateFlow is created based on the information entered on the balance sheet, and beneficiary information recorded in the Trust and Will Card.

Step 1: Build the gross estate picture

EstateFlow first reviews all entered assets and groups them by how they are owned, such as:

  • Individually owned assets

  • Jointly owned assets

  • Trust-owned assets

  • Other ownership categories

This creates a starting snapshot of the estate.

Step 2: Model the first death event

For married scenarios, EstateFlow models what may happen at the first death, including:

  • Potential federal and state estate taxes

  • Marital deduction treatment

  • Distribution instructions stored in the trust and will cards and recorded beneficiary designations in asset cards (outright gifts, trust funding, residuary allocations)

Step 3: Model the second death event (if applicable)

EstateFlow then models what may happen when the surviving spouse later passes away, including:

  • Remaining estate value

  • Potential taxes at that point

  • Final transfers to beneficiaries

Step 4: Show final distribution

EstateFlow summarizes who receives what (for example spouse, children, trusts, charities) and in what form (outright or in trust).

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