Our documents have all the necessary language to form a qualifying conduit trust or accumulation trust and is automatically included in any wealth.com revocable trust or will that contains a sub-trust, including our standard holdback trust.
This language provides authority for the trustee to receive retirement assets through the trust, but properly structure the distribution terms of the trust to take into account income taxes (i.e., conduit trust is preferred) or control purposes (i.e., accumulation trust is preferred). Our documents have language to accommodate either depending on what the trustee elects.