Fail-safe and Overdrafts

We use an automatic fail-safe mechanism that kicks in if a transfer initiated from your Wedbush Next account, which is powered by Qapital, would leave your funding account with less than $100. The overdraft fail-safe is designed to help prevent overdrafts, but due to the nature of ACH transfers, it does not recognize any transactions that are made after the Qapital transaction is initiated. Qapital is not responsible for overdraft or insufficient funds fees that your financial institution might charge. For the fail-safe mechanism to operate, your external account needs to be verified with Qapital. New accounts, accounts undergoing a funding account change, or accounts experiencing a connection error may not be considered verified.