At Wickie, we take compliance seriously — because your security depends on it. As a Swiss-regulated platform supervised by SO-FIT, we follow strict AML/CFT standards for every business we onboard. Our KYB process is thorough, transparent, and designed to get your company up and running as smoothly as possible. Here's exactly what to expect.
Your Onboarding Journey at a Glance
Step | What Happens | Who Does It |
1. Create your account | Register your company on Wickie and start the onboarding flow | Company representative |
2. Company details | Provide basic information about your business — legal name, registration number, jurisdiction, business activity | Company representative |
3. Ownership & control structure | Upload a signed ownership and control structure chart showing all shareholders, directors, and controlling persons | Company representative |
4. Company documents | Submit the required corporate documents (see full list below) | Company representative |
5. Personal KYC — UBOs & directors | Identified individuals complete personal identity verification | UBOs, executive directors, authorised signatories |
6. Questionnaire | Complete a short compliance questionnaire about your business activity and source of funds | Company representative |
7. Review | Wickie's compliance team reviews your application | Wickie team |
8. Approval | Your account is approved — you're ready to buy, sell, and manage assets on Wickie 🎉 | Wickie team |
📋 We'll be in touch within 2 business days of receiving your application. Approval is typically completed within 5 business days after successful onboarding. If additional documents are required, the onboarding process may take longer.
Step-by-Step Details
Steps 1–2: Account & Company Details
Register at wickie.io and fill in your company's basic information. Make sure all details match your official registration documents exactly.
Step 3: Ownership & Control Structure
You'll need to provide a clear overview of who owns and controls the company. This must be submitted as a structure chart, signed by a director.
The chart should reflect:
all direct and indirect shareholders
all directors
all individuals with significant control or influence
Step 4: Company Documents
The documents required will depend on your legal entity type, ownership structure, and jurisdiction. For most standard companies, we'll ask for:
Certified or original Certificate of Incorporation (and Change of Name Certificate, if applicable)
Certified copy or original of the most recent Memorandum & Articles of Association
Certificate of Good Standing (COGS) or Certificate of Incumbency (COI) — issued within the last 3 months
Ownership & control structure chart, signed by a director
Proof of registered office
Source of wealth documentation for beneficial owners
Source of wealth documentation for the company
Latest audited financial statements
For shareholder entities (where a shareholder is itself a company), additional documents are needed to establish legal existence and beneficial ownership:
Registry Extract or Certificate of Good Standing
Certificate of Incorporation
Memorandum & Articles of Association
Register of Shareholders
Register of Directors
Ownership Structure Chart
ℹ️ Additional documents may be required depending on your legal entity type, ownership structure, and jurisdiction. Our team will let you know if anything else is needed.
Step 5: Personal KYC
Certain individuals connected to your company are required to complete full personal identity verification. Here's who that includes:
Ultimate Beneficial Owners (UBOs) Anyone who — directly or indirectly — holds 25%+1 shares or more, or more than 25% of voting rights, must complete personal KYC.
Individuals who fall below this threshold may still be required to verify if they exercise significant control, including by:
exercising voting control
having significant influence over management decisions
controlling the company through contractual arrangements or other ownership structures
acting as shadow directors or decision-makers
Executive Directors & Key Decision-Makers
Anyone who exercises executive authority, controls the business relationship, manages the account, or has authority over day-to-day operations.
Other Directors
We may request verification for additional directors.
Representatives & Authorised Signatories
Anyone acting on behalf of the company must complete personal KYC and provide proof of their authority, such as a Board Resolution, Power of Attorney, Authorisation Letter, Mandate documentation, or Corporate Resolution.
Steps 6–8: Questionnaire, Review & Approval
Once all documents and verifications are submitted, you'll complete a short compliance questionnaire covering your business activity and source of funds. After that, our compliance team takes over. Most applications are approved within 5 business days — if we need anything else, we'll reach out directly.
Businesses We're Unable to Onboard
Wickie is unable to onboard the following:
Shell companies
Unregistered associations or partnerships
Entities established in jurisdictions subject to international sanctions, EU restrictive measures, FATF blacklisting, or otherwise considered non-cooperative from an AML/CFT perspective
Wickie reserves the right to decline, restrict, suspend, or terminate any business relationship where sufficient AML/CFT assurance, transparency, or regulatory comfort cannot be obtained.
Questions?
Not sure what applies to your business? Reach out at support@wickie.io — our team is happy to help you navigate the process.