APR in one sentence
APR (Annual Percentage Rate) is the annual rate of return — or cost — applied to an investment or loan.
It tells you exactly how much you earn or pay per year, expressed as a percentage of the amount involved. Simple, standardised, and universally used.
How APR works
Say you deposit €1,000 at a 10% APR.
End of year 1: €1,100 (+€100)
End of year 2: €1,200 (+€100)
End of year 3: €1,300 (+€100)
The same amount is added every year, always calculated on the original sum. Clean, predictable, no surprises.
This simplicity is what makes APR useful — it's easy to calculate, easy to understand, and easy to compare across different products and platforms.
Put your crypto to work at Wickie
Your crypto doesn't have to sit idle while you hold it.
With Wickie Vault, you deposit your crypto and start earning APR on it — automatically, transparently, with no complicated setup. The rate is displayed upfront so you always know exactly what you're earning before you commit a single euro.
No hidden mechanics. No fine print. Just your assets growing at a clear, stated rate while they stay fully yours.
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