What is Gifting?

Uncle. Grandmother. Or even that family friend you see once a year. Anyone can gift into a child’s account via Nosso gifting. You can now send and receive gifts via Nosso which go straight into a child's Junior ISA. Parents can now watch their child's money pot grow as the whole family chips in.

Of course. All you need to do is “Add a child” in the Gift section of your app. Here you’ll be asked for a few details about who you want to send your gift to and what you want it to look like.

Your friend will then be asked to accept their gift by setting up an account with us. You’ll then be able to continue sending gifts to your friend from your Nosso app.

That’s great! We love bringing people together. All you need to do is “Add a child” in the Gift section of your app. Here you’ll be asked for a few details about who you want to send your gift to and what you want it to look like.

Your friend will then be able to accept their gift by adding it to their Junior ISA. You’ll then be able to continue sending gifts to your friend from your Nosso app.

We’ve made it easy for you to send a gift to a child that means the world to you. All you need to provide is the name of the child, the name of their parent along with their contact number and e-mail address. We'll also need your payment details too so that we can get your gift paid into your loved one’s account.

You'll then be given a unique link that you can send to the parent so they can claim your gift. Don't worry, we'll also send them reminders along the way so they don't forget.

That’s a great question. HMRC rules say that each child is allowed only 1 Cash Junior ISA and 1 Stocks & Shares Junior ISA each. At Nosso, we provide Stocks & Shares Junior ISAs. If your nephew only has a Cash Junior ISA, you’re more than welcome to send a gift to them and get them started with a Stocks & Shares Junior ISA.

If your nephew has a Stocks & Shares Junior ISA, he wouldn’t be able to have another one with us. Don’t worry, if his parents would like to transfer his account to Nosso, we’d be happy to help. Get in touch with our team by emailing contact@withnosso.com.

They'll be sent a unique link that they can use to accept your gift and set up their child's account. We’ve also given you a unique link which you can send to your friend to claim your gift.

They'll only need five minutes to provide their personal details so that they can finalise their Junior ISA for their child. The parent will need their National Insurance number to complete the sign-up and a few minutes to choose their investments and read our Junior ISA declaration.

If your gift isn't claimed in 10 business days you'll get a full refund (including the £2 fee) straight back in to your account. This can take up to 5 business days to process.
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You'll be able to send another gift if you wanted to do so.

You can now add a gift card along with your own image and message to personalise your gifts to your loved ones.

The money you gift will be invested in a Junior Stocks and Shares ISA in an investment fund or ETF selected by the parents of the child. This will be from a range of investment funds we offer. You can find out more information about the investments here.

The money you’ll be giving to your niece goes into a Junior ISA which means that the money is locked up until your niece turns 18. These are the rules for Junior ISAs and were made like this so that the money is for your niece’s benefit and can’t be used for somebody else. You can find out more about Junior ISAs here.

Why did I receive this gift from my cousin?

Anyone can gift into a child’s account via Nosso gifting. Your cousin will have sent you a gift, which will be paid into your Nosso Junior ISA once you finish setting it up. You'll have 10 days to claim the gift at which point it will be sent back to your cousin. If you don't want the gift, then you don't need to do anything, we will return it automatically to your cousin if you don't claim it.