All Collections
Subscriptions ✅
How much does Plum cost?
How much does Plum cost?
Yoan Jedrowiak avatar
Written by Yoan Jedrowiak
Updated over a week ago

It's free to use the Basic Plum tier.

This includes the following rules:

  • Automatic Deposits

  • Round-Ups

  • Weekly Deposit

  • Pay Days

You can also withdraw as much and as often as you like, with no hidden charges!

You can also open a free Easy Access Interest Pocket (provided by Investec Bank Plc.) to earn a return of 3.51% AER on your savings, or compare household bills and switch suppliers, all at no extra cost.

Basic Plum users can now also invest in stocks with Plum! Basic version of Plum gives you access to stock investing, meaning you can trade shares from 500 companies in real-time on the stock market.

If you want to make your money go further we also offer 3 paid tiers:

Plum Pro - £2.99/month

(the first month is free when upgrading from our free tier)

When you subscribe to Plum Pro, you get access to all the features included on Plum Basic, Investments in Mutual funds, and a whole lot more!

Our premium features are driven by Behavioural Science and use techniques proven to help you put more money aside 🤓

Plum Pro unlocks features such as Pockets & Goals (including Pockets that pay interest), advanced spending analytics, and exclusive saver rules.

Here's what's included:

  • Pockets: Your bank might call these 'pots', but essentially Pockets allow you to create separate virtual accounts within your Plum profile. This means you can create a separate Pocket for each of your desires. You can have up to 16 Pockets.

  • Goals: Plum Goals work in conjunction with our Pockets, letting you specify a target amount for each of your Pockets, so you can score quicker!

  • Premium Interest pockets: Earn 3.72% AER interest for your savings with our FSCS protected Interest Pockets (up to 15 in total with your Pro subscription).

  • Pay Days: Our Pay Day feature can be configured to deposit an additional lump sum to your Plum account when your salary first hits your bank… but before life has a chance to get in the way of your best intentions.

  • Rainy Days: With the Rainy Day rule, you can specify how much money you want Plum to tuck away for each day it's forecast to rain in the area where you live.

  • 52-Week Challenge: Starting with £1 in the first week, the 52 Week Challenge sets aside £1 more than the previous week, building up to £52 in the final week of the challenge. That’s a total of £1,378 over the course of a year.

  • Cashback: With Plum Cashback, we reward you with up to 11% back when you shop with one of our partner brands through the Plum app (iOS only).

Plum Ultra - £4.99/month

Plum Ultra includes all features from subsequent tiers, plus:

Premium Plan - £9.99/month

On top of the features from the Ultra plan, including Plum Card, the Premium plan offers access to priority customer support, 3000 stocks, and 9 extra premium funds on top of 12 existing ones including:

  • Biotech and Genomics

  • Natural Resources

  • Global Gold

  • Real Estate

  • Inflation protected

  • UK Dividends

  • Global Dividends

  • Japan Prim

  • China Supreme

With the Premium plan, you will also get a Premium 4.21% interest rate!

Our Tiers (price per month)

Basic (free)

Plum Pro


Plum Ultra




Automatic saver

Round-Ups saver

Paydays saver

Interest on your savings

3.51% Easy access

3.72% Easy access

3.72% Easy access

4.21% Easy access


Pensions - SIPP


1200 stocks

1200 stocks

1200 stocks

3000 stocks

Rainy Days Rule


52-week Challenge



1 interest pocket

15 interest pockets

15 interest pockets

15 interest pockets

Pocket Goals




Money Maximiser



Plum Card



Mutual funds


12 funds

12 funds

21 funds

Price Alerts




Priority customer support




Did this answer your question?