It's free to use the Basic Plum tier.
This includes the following rules:
Automatic Deposits
Round-Ups
Weekly Deposit
Pay Days
You can also withdraw as much and as often as you like, with no hidden charges!
You can also open a free Easy Access Interest Pocket (provided by Investec Bank Plc.) to earn a return of 2.75% AER on your savings, or compare household bills and switch suppliers, all at no extra cost.
Basic Plum users can now also invest in stocks with Plum! Basic version of Plum gives you access to stock investing, meaning you can trade shares from 500 companies in real-time on the stock market.
If you want to make your money go further we also offer 3 paid tiers:
Plum Pro - £2.99/month
(the first month is free when upgrading from our free tier)
When you subscribe to Plum Pro, you get access to all the features included on Plum Basic, Investments in Mutual funds, and a whole lot more!
Our premium features are driven by Behavioural Science and use techniques proven to help you put more money aside 🤓
Plum Pro unlocks features such as Pockets & Goals (including Pockets that pay interest), advanced spending analytics, and exclusive saver rules.
Here's what's included:
Pockets: Your bank might call these 'pots', but essentially Pockets allow you to create separate virtual accounts within your Plum profile. This means you can create a separate Pocket for each of your desires. You can have up to 16 Pockets.
Goals: Plum Goals work in conjunction with our Pockets, letting you specify a target amount for each of your Pockets, so you can score quicker!
Premium Interest pockets: Earn 3.05% AER interest for your savings with our FSCS protected Interest Pockets (up to 15 in total with your Pro subscription).
Pay Days: Our Pay Day feature can be configured to deposit an additional lump sum to your Plum account when your salary first hits your bank… but before life has a chance to get in the way of your best intentions.
Rainy Days: With the Rainy Day rule, you can specify how much money you want Plum to tuck away for each day it's forecast to rain in the area where you live.
52-Week Challenge: Starting with £1 in the first week, the 52 Week Challenge sets aside £1 more than the previous week, building up to £52 in the final week of the challenge. That’s a total of £1,378 over the course of a year.
Cashback: With Plum Cashback, we reward you with up to 11% back when you shop with one of our partner brands through the Plum app (iOS only).
Plum Ultra - £4.99/month
Plum Ultra includes all features from subsequent tiers, plus:
Enhanced rates for Cashback.
The Plum Card.
The 1p Challenge
The Naughty Rule
Premium Plan - £9.99/month
On top of the features from the Ultra plan, including Plum Card, the Premium plan offers access to priority customer support, 3000 stocks, and 9 extra premium funds on top of 12 existing ones including:
Biotech and Genomics
Natural Resources
Global Gold
Real Estate
Inflation protected
UK Dividends
Global Dividends
Japan Prim
China Supreme
With the Premium plan, you will also get a Premium 3.51% interest rate!
Our Tiers (price per month) | Basic (free) | Plum Pro £2.99 | Plum Ultra £4.99 | Premium £9.99 |
Automatic saver | ||||
Round-Ups saver | ||||
Paydays saver | ||||
Interest on your savings | 2.75% Easy access | 3.05% Easy access | 3.05% Easy access | 3.51% Easy access |
Investments | ||||
Pensions - SIPP | ||||
Stocks | 1200 stocks | 1200 stocks | 1200 stocks | 3000 stocks |
Rainy Days Rule | X | |||
52-week Challenge | X | |||
Pockets | 1 interest pocket | 15 interest pockets | 15 interest pockets | 15 interest pockets |
Pocket Goals | X | |||
Cashback | X | |||
Money Maximiser | X | X | ||
Plum Card | X | X | ||
Mutual funds | X | 12 funds | 12 funds | 21 funds |
Price Alerts | X | X | X | |
Priority customer support | X | X | X |