Yes, investments is a paid feature within Plum, but we’ve tried to ensure the process is intuitive and fees are totally transparent… whether you invest £50 or £5,000! 

Here’s an overview of the key features:

  • It is £1.00 per month with Plum Plus (the first month is free!)

  • Also included with Plum Pro, which is priced at £2.99 per month

  • Also included with Plum Ultra, which is priced at £4.99 per month

  • 0.48% annual average fund management and product provider fee*

  • No hidden transaction or trading costs

  • No hidden withdrawal costs (or limits), or exit costs

For example, if you were to invest £1,500 with Plum then it would cost you an average of £18 per year, regardless of how many buy or sell orders you place.

*Average across all investment funds offered, incl. a product provider fee of 0.15%, plus a 0.06%–0.90% fund management fee (depending on the funds you select).

Subscription fees (for Plum Plus, Plum Pro and Plum Ultra) are taken from your bank by Direct Debit on the date of your first deposit. Remember that the 1st month is free! Fund management and provider fees are charged annually, billed monthly, and automatically reflected in your portfolio balance

Please note that these fees relate only to the ISA and GIA accounts. For fees relating to SIPP accounts please see our separate FAQ page.

Product Provider Fees
These are charged by our technology partner and fund administrator, Gaudi Regulated Services Ltd., for management of the investment account. This will typically include buying and selling funds, preparing statements, and managing ISAs etc.

Fund Management Fees
These are charged for the service of creating the fund. These fees are not reflected in any statements, as the fund providers simply adjust the price on a daily basis to collect their fees.

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