WizeFi’s Onboarding Checklist
Hey there! This is WizeFi’s master checklist for completing the setup phase. By the end of this checklist, you will have successfully entered your financial accounts, goals, and income. Once you enter this information, you will be able to see your financial independence projections which show you what age you can reach financial freedom!
Step 1: Goals
Emergency Savings Target is reasonable
General Savings Target is reasonable
Desired Monthly Income at Financial Freedom is reasonable
Pension/Social Security entered if applicable
Inflation rate is reasonable
Investment rate of return is reasonable
Step 2: Income
For this income, use net monthly income after taxes
Side hustles
Actively withdrawing pension/social security
Variable income is represented as a comfortable monthly amount
Step 3: Accounts
Checking account
Emergency savings account
General savings account
Credit cards and other non-productive debt
Auto loan
Auto as an asset (manual account)
Primary residence as an asset (manual account)
Primary residence mortgage account
Investment property as an asset (manual account)
Investment property mortgage account
Retirement Accounts added (IRA, 401k, etc)
Other investment brokerage accounts
Other assets (art work, collectors items)
Insurance: Auto / Home insurance
Insurance: Life (Term / Perm)
All minimum monthly debt payments are correctly entered
All monthly contributions are correctly entered (checking, savings, investment, etc)
Step 4: Projections
Review the exact date you'll be able to reach financial independence if you continue the way you have been.
See WizeFi's build in wealth potential guideline.
See the exact date you will be debt free.
Questions for your coach: Insert any questions or feedback you have for your financial coach regarding this onboarding process. Write down what went well, what can be improved, how you felt about the process, etc.
Congratulations! You are now ready to create your financial independence plan. This is a huge step towards reaching financial freedom.