The offering materials and related documents are prepared for each of our unique offerings – meaning that they provide the specific details and the risks of the investment that simply cannot be adequately summarized. That is why investors are required to acknowledge that they have read and understand all offering materials and related documents before making an investment.

Investments with typically low stock market correlation are still vulnerable to market conditions – just not in a directly correlated and predictable way. This is because investments perform as targeted when borrowers repay according to the terms of their loans, and consequently can lead to a default if the borrower does not pay for any reason -- including when the borrower's ability to pay is impaired by financial, consumer, or other broad market conditions. These investments are not liquid or traded securities that move with the general markets.

Yieldstreet’s alternative investments target a range of higher-yield returns, with correspondingly higher underlying risk profiles and are therefore subject to a high probability of default, particularly during uncertain or declining economic conditions. Although all investments present substantial risks, the level of risk on a given offering should not be evaluated by the return targeted for such offering.

The risk of specialty lending can be mitigated – but never eliminated – by collateral with lending at modest to low loan-to-value (or LTV) ratios. Recovering against collateral, however, brings its own risks – including litigation delays, expense, and, from time to time, impairment of the collateral or total principal losses. The offering materials and related documents describe the collateral and the risks associated with each investment so that investors can make their own informed decisions.

Yieldstreet does not take a one-size-fits-all approach to evaluating opportunities prior to proceeding with an offering and each investment.