Investing money does come with some level of risk, but the degree of risk varies depending on the type of investment and your investment goals. Generally, investments that offer higher returns also come with higher risks. For example, investing in stocks or cryptocurrency can be more risky compared to investing in bonds or a savings account.

However, it's important to note that not investing also carries a risk, as inflation can erode the value of your savings over time. Therefore, investing can be a way to grow your wealth and outpace inflation.

To mitigate risk, it's important to diversify your investments across different asset classes and industries. This can help reduce the impact of fluctuations in any one area on your overall portfolio.