If your account account is on a hold, here's what you need to know:
What happens to my card during this period?
Your card will remain blocked for the entire duration of the pause.
Will interest or fees be added?
No. Interest and fees will not be applied while the payment pause is active.
Will you attempt to take payments or contact me about arrears?
No payment attempts or chaser communications will be made during this period.
What happens to missed payments?
Missed payments will continue to build up on your account and will be reported to the credit reference agencies.