Essentials is available to eligible Zable account holders, whether or not you have a Zable credit card:
If you have a Zable credit card, you won't be eligible if your account is in arrears, on a payment plan, or otherwise restricted.
If you don't have a Zable credit card, you'll need to provide a few personal details and pass a background check before you can complete signup. We'll then verify your identity after you've signed up, which switches on your credit alerts.
Premium is only available to Zable credit card holders who meet the same eligibility criteria.