Late Payment Fee:
If you don’t pay at least your minimum payment by the due date each month, you could be charged a late fee of up to £12.
Cash Withdrawal & Balance Transfer Fee:
Using your Zable card for ATM withdrawals or balance transfers incurs a fee—the greater of £3 or 3% of the transaction value.
No Overlimit or Overseas Transaction Fees:
We won’t charge you if you go over your credit limit or for using your card abroad. However, you cannot spend over your available limit, and such transactions will likely decline.
Important:
Transactions above your available balance, including deposits or “holding” transactions, may be declined.