You can use your Zable credit card to make purchases in shops, online, and to withdraw cash.
Cash withdrawals: There’s a 3% fee for each ATM withdrawal (minimum £3). Cash withdrawals are also reported to credit reference agencies, which may impact your credit file.
Credit limit: You can borrow up to your agreed credit limit. We’ll tell you your exact limit when you’re accepted.
Payments: You must make a payment every month. When you open your card, you’ll set up a regular monthly payment using our App. Your payment can’t be less than the minimum shown on your monthly statement.
While credit cards give you flexibility with low minimum payments, it’s best to pay more than the minimum if you can.
Remember:
Credit cards are not meant for long-term borrowing. If you need to finance a large purchase over a long period, a personal loan may be more suitable.