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How much is the recommended payment amount?

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Written by Gareth Davies
Updated this week

Your recommended payment is either 4%, 5%, or 6% of your credit limit, based on your interest rate, and will never be less than £20. You'll never pay more than your total balance.

You can view your recommended payment amount in the Zable App by going to the Repay tab and selecting "Amount."

Why do we suggest a recommended payment?
Paying only the minimum each month can take a long time to clear your balance and costs more in interest. Following the recommended payment will help you pay off your card faster and minimise interest charges. We encourage you to pay as much as you can afford each month.

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