The recommended payment is either 5% or 6% of your credit limit, depending on your interest rate, and is not less than £20. We will never take a payment that is greater than your total balance. You can see your recommended payment amount in the Zable App on the repay tab and selecting amount. We introduced the recommended payment as just paying the minimum payment each month can result in it taking a long time to pay off your card. We would encourage you to pay as much as you can afford on your card each month to minimise the amount of interest you are charged.