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Cash withdrawals (ATMs)

Understand ATM withdrawal limits and fees

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Written by George Thomas
Updated over a month ago

You can withdraw up to £300 per day at an ATM using your physical Zable card.

Important things to know:

  • Fee: There is a 3% fee for each cash withdrawal (minimum £3).

  • Reporting: All cash withdrawals are reported to credit reference agencies, which may impact your credit file.

  • Physical Card Required: Cash withdrawals can only be made with your physical Zable card, not your virtual card.

  • Balance Display: If an ATM shows £0 available but you have funds in your Zable app, you can still withdraw as long as your app shows enough balance.

  • Control Withdrawals: You can block or unblock cash withdrawals anytime using ‘spend controls’ in the app.

  • Limitations: Withdrawing cash on a credit card can be expensive. We recommend using a debit card for cash withdrawals if possible. If your cash withdrawal fees get high, we may block further withdrawals and notify you.

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