Our platform provides a fast, secure, personalized service. If you have an offer from us, then the rest of the application will take minutes - no long, cumbersome forms to be filled out here! If your loan request is approved before 3:30pm ET on a business day, then you will receive your funds that very same day. If not, you’ll still receive your funds the very next business day. You can pay your loan off early at any time at no charge (meaning you’d pay less interest back overall!). We make every effort to offer all our customers fair treatment and a good service.