We set up Zable in the US in 2022 with a mission to bring personal finance into the digital age and make borrowing money a consumer-friendly, hassle-free and convenient experience. Whilst Zable in the US is relatively young, we’ve been live in the UK for over 8 years and helped hundreds of thousands of borrowers. Zable loans are unsecured personal loans made by Cross River Bank or New Horizon Bank, N.A., Members FDIC, Equal Housing Lenders.