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When is my first payment due?

First payments, starting your order

Updated over a week ago

Your first payment is due at the time of your purchase and, for Pay in 4 purchases, will be 25% of the total purchase amount.

For Pay in 4, the next three installment payments are due every 2 weeks, over the following 6 weeks from the date of your purchase.*

You can view your orders and upcoming payments, or make early payments in the Payments tab (formerly Orders) of the Zip app. Just tap Pay next to the installment you want to pay early.

See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Finance Lenders Law license.

*For example, for a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement and prepaid as a finance charge when you make your initial payment today. Actual installment fees vary and can range from $0 to $7.50 depending on the purchase price and Zip product used. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans are subject to credit approval.

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