What’s the difference between "Zirtue Loans" and "Zirtue Pay"?

These were flexible, person-to-person loans that could be used for any purpose, from covering emergencies to helping out with personal expenses.
Funds were sent directly between the borrower and lender.

Zirtue Pay is the next step in our mission to make lending purposeful.
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You can still borrow from a friend or family member, but now the funds go directly to a verified biller (like your phone company, auto lender, or utility provider) within our network of 20,000+ billers.

In other words:

Zirtue Loans = Peer-to-peer for anything
​Zirtue Pay = Peer-to-peer for paying bills directly

We’re focusing entirely on Zirtue Pay moving forward, helping you borrow with confidence and ensuring every dollar goes exactly where it’s needed most. 💙