In 2023 Zirtue partnered with TruStage™ Payment Guard Insurance to offer loan protections at no additional cost to you.
All active loans are automatically covered with Payment Guard. Money lent before August 8th, 2023 are not covered under the policy terms. The amount of coverage you may be eligible for is equal to the original amount of funds that you provided to your borrower, but no more than the policy maximum of $25,000 of lifetime benefit.
How it works:
If the Borrower experiences a covered job loss or disability, and their claim is approved, the Lender will be paid out the outstanding balance of the loan.
Learn more about coverage HERE
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TruStage™ Payment Guard Insurance is underwritten by CUMIS Specialty Insurance Company, Inc. CUMIS Specialty Insurance Company, our excess and surplus lines carrier, underwrites coverages that are not available in the admitted market. Product and features may vary and not be available in all states. Certain eligibility requirements, conditions, and exclusions may apply. Please refer to the Group Policy for a full explanation of the terms. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage. PGI-5890129.2-1025-1127