10FOUR Path to Live
Being Evaluated for Live
The 10FOUR risk team continuously monitors trader performance to identify when a trader is ready for live trading.
Traders become eligible for live review when one or more of the following conditions are met:
After receiving their fifth payout (Payout 5), except on Daily accounts which become eligible on their third payout (Payout 3)
After accumulating $25,000 in lifetime sim profits
If they demonstrate exceptional performance in simulated funded accounts
If they have previously been moved live
Meeting these criteria does not guarantee a live transition. All live transitions occur at the discretion of the 10FOUR risk team.
Transition to Live
When a trader is moved live, they receive one live account for every eligible funded account they held in sim — up to a maximum of five. An eligible funded account is one that has received at least one payout.
Only Account 1 is active at the start. The remaining accounts are locked and unlock one at a time as the trader proves consistent live performance. Each unlock adds the next account's drawdown to your running total, increasing both your loss buffer and your contract limit.
All Live Accounts Begin With
$0 starting balance
Daily payouts
End-of-day drawdown
80/20 profit split
Our starting live drawdown is always equal to the drawdown of the funded account you're promoted from — this is now the same regardless of which account type (Origin, Daily, or Instant) you're promoted from.
Starting Live Drawdown:
Funded Account Size | Starting Live Drawdown |
$25,000 | $1,000 |
$50,000 | $2,000 |
$100,000 | $3,000 |
$150,000 | $4,500 |
Certain highly volatile contracts may have reduced position sizing. Because live accounts trade on the real market with real capital, they're subject to StoneX's exchange margin requirements — which can increase during high-volatility events or when holding positions overnight, independent of your 10FOUR drawdown.
Unlocking Maximum Live Capital
Each live account starts with the same drawdown as your funded challenge account. When you go live, only Account 1 is active. Once your profits equal your current drawdown, Account 2 unlocks — its drawdown is added to your total. The same applies for Accounts 3, 4, and 5.
Contract limits scale automatically with your drawdown: 1 mini (or 10 micros) for every $1,000 of total drawdown. Unlocking more accounts means more drawdown, which means more contracts.
Step | Profit Target | Total Drawdown | Contract Limit |
Account 1 Active | — | $2,000 | 2 minis / 20 micros |
Account 2 Unlocked | $2,000 | $4,000 | 4 minis / 40 micros |
Account 3 Unlocked | $4,000 | $6,000 | 6 minis / 60 micros |
Account 4 Unlocked | $6,000 | $8,000 | 8 minis / 80 micros |
Account 5 Unlocked | $8,000 | $10,000 | 10 minis / 100 micros |
Example: A trader holds five $50,000 funded accounts in sim and moves live.
They start with Account 1 active: $2,000 drawdown, 2 minis. They earn $2,000 in profit — Account 2 unlocks, its $2,000 drawdown is added, giving a $4,000 total drawdown and 4 minis.
They earn another $4,000 — Account 3 unlocks, drawdown grows to $6,000, 6 minis available. This continues until all five accounts are active and the drawdown is at its maximum.
Payouts can be taken at any time from profits. Payouts cannot be taken from the drawdown.
Taking payouts does not affect your unlock progress. Unlocks are based on the total profit you generate — the next account unlocks once your generated profit equals your current total drawdown.
How Your Contract Limit Is Calculated
Live contract limits aren't a flat number — they're based on real margin, from our clearing broker StoneX. Every product carries a different intraday margin requirement, so your contract limit is:
Total Live Drawdown ÷ StoneX Day-Trade Margin (per contract) = Contract Limit
(rounded down to the nearest whole contract, capped at StoneX's own per-product maximums)
Because margin requirements move with market volatility, treat the table below as a snapshot rather than a permanent guarantee.
Contract Limits by Total Drawdown (Mini / Micro)
Total Drawdown | NQ / MNQ | ES / MES | YM / MYM | RTY / M2K | CL / MCL | GC / MGC |
$1,000 | 0 / 4 | 0 / 7 | 1 / 12 | 1 / 16 | 0 / 1 | 0 / 1 |
$1,250 | 0 / 5 | 0 / 9 | 1 / 15 | 2 / 20 | 0 / 2 | 0 / 2 |
$2,000 | 0 / 9 | 1 / 14 | 2 / 24 | 3 / 33 | 0 / 3 | 0 / 3 |
$2,500 | 1 / 11 | 1 / 18 | 3 / 30 | 4 / 41 | 1 / 4 | 0 / 4 |
$3,000 | 1 / 14 | 2 / 21 | 3 / 36 | 5 / 50 | 1 / 5 | 0 / 5 |
$3,500 | 1 / 16 | 2 / 25 | 4 / 42 | 5 / 50 | 1 / 6 | 0 / 6 |
$4,000 | 1 / 18 | 2 / 28 | 4 / 48 | 6 / 50 | 1 / 7 | 0 / 7 |
$4,500 | 2 / 21 | 3 / 32 | 5 / 50 | 7 / 50 | 1 / 7 | 0 / 7 |
$5,000 | 2 / 23 | 3 / 36 | 6 / 50 | 8 / 50 | 2 / 8 | 0 / 8 |
Micro limits above are capped at StoneX's per-product maximum (50 contracts for index micros, 20 for Micro Crude Oil).
Find your number: Look up your total live drawdown from the tables above, then match it here for your product's contract limit.
60% Daily Loss Limit
No trader can lose more than 60% of their account balance in a single day.
First Breach:
Live trading is paused
Trader is moved to a discounted sim-funded account
Once the trader takes one sim payout, they are returned to their live account at exactly the balance and unlock step they left — no regression, no progression
Second Breach:
The live account is permanently closed
There is a 4 week cooldown period after breaching a Live account before we allow you to trade again. This includes evals as well.
Q&A
Do all funded accounts move live at once? No. You begin with one live account active and unlock the rest progressively through the process above.
What happens to remaining simulated accounts? All simulated accounts are closed when a trader transitions to live. If you are not comfortable with that, do not keep accounts in reserve.
Is there a cap on live payouts? No. There is no payout cap on live accounts. Once you are trading real capital, both you and 10FOUR are earning on your performance.
If I am live, can someone in my household still trade simulated accounts? No. If one household member is trading live, others may not trade simulated accounts.
Can I hedge my live accounts? No. Hedging is strictly prohibited and may result in a permanent ban.
