10FOUR ONE-DAY PASS Payout Cycles Explained
A payout cycle is simply the stretch of trading between one payout and the next. Your profitable days and your consistency percentage are both counted inside the current cycle, so every payout is measured on the trading that earned it.
A cycle opens the day your account is funded, and a new one opens every time a payout is approved.
What Is Counted in a Cycle
• Qualifying days — your profitable days since your last payout
• Consistency — your largest single day as a share of the profit you have made since your last payout
That is the full list. You only need to clear the buffer once — it never has to be re-earned. It stays in place as the floor for every payout: you can withdraw only what sits above it.
What Happens When You Get Paid
Measure | After an approved payout |
Qualifying day count | Starts again at $0 |
Cycle profit | Starts again at $0 |
Largest single day | Clears — a big day in an earlier cycle never counts against you again |
Consistency requirement | Eases from 30% to 40% once your first payout is behind you |
Max Loss Limit | Stays locked where it is |
Buffer | Stays in place — never re-earned, and still the floor every payout is measured against. |
The requirement gets easier after your first payout, not harder. Your consistency threshold moves from 30% to 40%, which gives you more room for a strong day, and it stays at 40% for every payout after that.
Your Payout Figures
Account Size | Buffer Requirement (when trail stops trailing) | Minimum Payout | Minimum balance to request first payout | Payout Cap |
$25,000 | $1,350 | $500 | $26,850 | $1,000 |
$50,000 | $2,600 | $500 | $53,100 | $2,000 |
$100,000 | $3,100 | $1,000 | $104,100 | $2,500 |
$150,000 | $4,600 | $1,500 | $156,100 | $3,000 |
Your buffer is your drawdown + $100 above your starting balance.
Clearing it does two things at once: it opens up your first payout, and it locks your Max Loss Limit permanently at your starting balance + $100.
Your Buffer Stays With You
This is the part worth understanding, because it is what makes a funded account steadily safer to trade.
A payout can never take your balance below your buffer. Your buffer sits a full Max Loss Limit above your locked floor — so every time you get paid, you keep a complete drawdown's worth of room underneath you.
Account Size | Balance After a Payout | Your Locked Floor | Room You Keep |
$25,000 | $26,350 | $25,100 | $1,250 |
$50,000 | $52,600 | $50,100 | $2,500 |
$100,000 | $103,100 | $100,100 | $3,000 |
$150,000 | $154,600 | $150,100 | $4,500 |
A losing day never leaves you one bad session away from losing the account. You start every cycle with your full drawdown available to you, and anything you build above the buffer adds to that room.
Example — a 50K Funded Account
Step | What happens | Amount |
1 | You are funded at $50,000. Your Max Loss Limit is $2,500, so your floor starts at $47,500 and trails up as you profit. | — |
2 | Your balance reaches $52,600. Your buffer is cleared and your floor locks permanently at $50,100. | +$2,600 |
3 | You trade up to $54,600 over six sessions. Your best day was $1,200 — 26% of your cycle profit, comfortably inside the 30% requirement. | +$4,600 |
4 | You request a payout. $2,000 sits above your buffer, which is the 50K cap, so you can take the full $2,000. | $2,000 |
5 | Your balance is $52,600 with your floor at $50,100 — you still have your full $2,500 of room. A new cycle opens and your consistency requirement eases to 40%. | New cycle |
6 | Five more qualifying days and fresh profit above your buffer sets up your next payout. | Next payout |
Growing Your Cushion
You are never required to withdraw the maximum. Leaving profit in the account raises your balance above the buffer, and every dollar you leave in is extra room between you and your locked floor.
There is a real advantage to it. Take smaller payouts and let your balance build, and a rough session comes out of profit you have already banked rather than out of your cushion.