Bitnob Business KYB and KYC Requirements

Bitnob For Business

Bitnob’s mission is to connect Africans and African businesses to the bitcoin blockchain. Bitcoin for business is

focused on achieving this for businesses. The goal is to instantly make any business global by offering them the

tool to accept and manage payments from anywhere using bitcoin or stable coins.

Compliance

As part of our AML/BSA policy, a Know Your Business process is to be implemented to verify our

customers and ensure our platform is not used for money laundering and terrorist ﬁnancing.

The following captures the breakdown of documents we will require from businesses based on their location.

Country	Individual	Businesses	NGOs
Nigeria	Valid means of ID, Bank Veriﬁcation Number, Web URL/Social Media page, Residential address, personal bank account details, Estimated Monthly Sales	Certificate of Incorporation, CAC 2 and CAC 7 or Status report from CAC, certified MEMART, Directors’ IDs & BVN, Corporate Bank Account statement, Operational Business Address, Veriﬁable website URL showing business activities, Operating License (where business is regulated), Estimated Monthly Sales	Complete CAC Documents, Trustees’ Names, IDs & BVN, Corporate Bank Account statement, Operational Business Address, Veriﬁable website URL (where required), Constitution/Memorandum of Guidance, SCUML Certiﬁcate.
Ghana	Valid means of ID, Web URL/Social Media page, Residential address, personal bank account details, Estimated Monthly Sales	Incorporation Documents, Directors’ Names, IDs, Corporate Bank Account statement, Operational Business Address, Veriﬁable website URL (where required), Operating, License (where business is regulated, Estimated Monthly Sales.	Incorporation Documents, Trustees’ Names, IDs, Corporate Bank Account statement, Operational Business Address, Veriﬁable website URL (where required), and Operating License (where business is regulated).
Uganda	National I.D. Cards (both sides), Driving License or International passport, Bank reference letter, other requirements; Veriﬁable website URL or social media website, Business proﬁle, Business Physical Address	Incorporation Documents, CR12 not older than 90days, Company KRA Pin certiﬁcate, I.D. Card (both sides) or international passport - for all directors, A cancelled cheque or Bank reference letter (corporate account statement), A veriﬁable website URL, Business proﬁle detailing your nature of business, Business physical address	Certiﬁcate of Registration signed letter on letter head from NGO Board conﬁrming Registration and existence including ofﬁcials, Corporate Bank statement, Constitution/of Nominated Trustees, KRA PIN of Trustees, Valid IDs of Trustees (Certiﬁed True copies), Operational Address, Bank Reference Letter/ Voided Check.
South Africa	Copy of ID document (SA Citizens) / Passport (Foreign Nationals), Proof of residential address – must reﬂect name of the person signing up, Copy of SARS document conﬁrming income tax number, Copy of bank document conﬁrming individual banking details - account name must match the name of the business being signed up, Work permit/authorization to earn income in SA (Foreign Nationals), Operating license (if licensed business activity), Source of funds, Veriﬁable URL /social media page	Company CIPC registration documents, Proof of business address, Copy of SARS document conﬁrming Income tax / VAT registration number for the company, Resolution on company letterhead signed by all directors nominating authorized signatory/representative, Company shareholding structure, Resolution on who is the signatory/ representative, Copy of bank statement conﬁrming company banking details, Copy of ID of authorized signatory/representative and/or CEO, each director, Veriﬁable URL, phone number, detailed business description and email address (business requirements)	Copy of document conﬁrming list of all individuals who exercise control over the entity (constitution or similar founding document), Resolution signed by all individuals who exercise control over the entity nominating authorized signatory / representative, Proof of physical address for the entity, Copy of SARS document conﬁrming Income tax / VAT registration number for the entity, Purpose, founding values and beneﬁciaries of organization, Copy of bank statement conﬁrming banking details of partnership account For the authorized signatory/representative and each member or partner, we require the following: -Copy of ID -Proof of residential address. Source of funds, Veriﬁable URL, phone number, detailed business description and email address (business requirements)
Rwanda	I.D. Cards (both sides) or international passport, Operating Licence (If applicable, Bank reference letter conﬁrming Bank account details Other requirements. - Veriﬁable website URL or social media website - Business proﬁle Business physical Address	RDB Certiﬁcate of Incorporation, RDB Full registration information of the company, RRA Pin certiﬁcate, Directors I.D. Cards (both sides) or international passport, Bank reference letter conﬁrming Bank account or corporate bank account statement Other requirements. -Operating License (If applicable) -Veriﬁable website URL -Business proﬁle -Business Physical Address	Certiﬁcate of Registration signed letter on letterhead from NGO Board conﬁrming Registration and existence including ofﬁcials, Corporate Bank Details, Constitution/of Nominated Trustees, Valid IDs of Trustees (Certiﬁed True copies), Operational Address, Bank Reference Letter/ Voided Check
Cameroon	Valid Identity Card (for Nationals), Valid Passport and Resident Permit for Foreign Nationals, Taxpayers / NIU card, Localization Plan, Contact details	Contract duly completed, signed and stamped (If we have one); Fill, sign and stamp the KYC form, Articles of Association, Certiﬁcate of Non-Indebtedness, incorporation documents of the company, ID of manager, Taxpayer’s Card, Bank domiciliation, and Corporate Bank Statement, Attestation of location & Location plan, Letter naming manager if different from that in statutes, Business license	NIL
Tanzania	I.D. Cards (both sides) or international passport, bank reference letter, Operating license (if applicable), Other requirements. -Veriﬁable website URL or social media website -Business proﬁle -Business Physical Address	Incorporation documents of the company, Company Tax certiﬁcate, Certiﬁed Memorandum and articles of association, Directors Driving License, National I.D. Cards (both sides) or international passport, a bank reference letter or Corporate Bank Statement. Other requirements. -Operating license (if applicable) -Veriﬁable website URL -Business proﬁle -Business Physical Address Business registration certiﬁcate, Tax certiﬁcate, Driving License, National I.D. Cards (both sides) or international passport, A cancelled cheque or a bank reference letter, Operating license (if applicable) Other requirements. -Veriﬁable website URL or social media website -Business proﬁle -Business Physical Address	Certiﬁcate of Registration, Certiﬁcate of Compliance, A stamped or sealed Board resolution letter signed by directors of the NGO, Directors I.D. Cards (both sides) or international passport, a Bank reference letter conﬁrming Bank account details or s Corporate Account Statement, Veriﬁable website URL
Kenya	I.D. Card (both sides) or international passport, KRA Pin certiﬁcate, A cancelled cheque or Bank reference letter, A veriﬁable website URL, Business proﬁle detailing your nature of business, Business physical address	Incorporation Documents CR12 not older than 90days, Company KRA Pin certiﬁcate, I.D. Card (both sides) or international passport - for all directors, A cancelled cheque or Bank reference letter (Corporate Account details), a veriﬁable website URL, Business proﬁle detailing your nature of business, Business physical address	Certiﬁcate of Registration signed letter on letter head from NGO Board conﬁrming Registration and existence including ofﬁcials, Corporate Bank Details, Constitution/of Nominated Trustees, KRA PIN of Trustees, Valid IDs of Trustees (Certiﬁed True copies), Operational Address, Bank Reference Letter/ Voided Check.
Zambia	Valid means of ID, Web URL/Social Media page, Residential address, Personal bank account statement	Incorporation documents of the company, ZRA tax registration, Articles of Association, Director ID / Passport, Bank statement in the name of the company, Website URL	Certiﬁcation of Incorporation of the company & Constitution, ZRA tax registration, signed letter on letterhead from NGO Board conﬁrming Registration and existence including ofﬁcials, Trustees IDs / International Passport, Bank statement in the name of the NGO.
United Kingdom	Valid means of ID, Web URL/Social Media page, Residential address, Personal bank account details.	Incorporation Documents, Directors’ Names, IDs, Corporate Bank Account Statement, Operational Business Address, Veriﬁable website URL (where required), Operating License (where business is regulated, Estimated Monthly Sales	Incorporation Documents, Directors’ Names, IDs, Corporate Bank Account Statement, Operational Business Address, Veriﬁable website URL (where required), Operating License (where business is regulated, Estimated Monthly Sales
Other parts of the world	Valid means of ID, Web URL/Social Media page, Residential address, Personal bank account details.	Incorporation Documents, Directors’ IDs, Corporate Bank Account Statement and Bank Reference Letter, Operational Business Address, Veriﬁable website URL (where required), Operating License (where business is regulated, Estimated Monthly Sales	NIL