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FAQ
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Co-ownership

What is Buy2Co-Own Plan?
What do I get as proof of my shares for a property I co-own?
Is there any danger in co-owning a property with strangers?
How long can I hold a property with other co-owners?
What happens after the hold period?
Can I migrate before the end of the hold period?
How do I know if my accumulated shares are enough to migrate me to sole-ownership?
What happens if I haven’t accumulated enough shares to migrate to sole-ownership at the end of a hold period?
Is the migration date a specific date?
As a co-owner, can I sell or transfer ownership of my shares to someone else?
Can I set and sell my shares at my price?
How do I migrate my shares in a property that the hold period has ended to another co-ownership property?
How does BuySmallSmall determine its Buy-back rate?
Do I get a shareholders report?
How do I become a Co-owner?
Can I buy shares across multiple properties?
Is there a limit to the number of shares I can buy?
What are the key requirements to migrate from co-ownership to sole-ownership?
Does BuySmallSmall give any unique incentive to shareholders migrating from co-ownership to sole-ownership?
What are the benefits of Co-ownership on BuySmallSmall?
Is the given Buy-back rate calculated daily, monthly or yearly rate?
What rate do I get if I request for a buy-back before the yearly anniversary of my shares?
Can I earn passive income periodically from the properties I co-own?
How can I increase my share in a property that I’m already a co-owner?
How does BuySmallSmall protect co-owners investment and ensure there are no conflicts of interest amongst co-owners?
Does BuySmallSmall have a skin in the game?
Who holds the Title of a Co-ownership property?
What type of Return On Investment does BuySmallSmall co-ownership give?
Completed or Uncompleted(Ongoing) Property, which gives better buy-back yield?
How do I know the delivery date of properties I co-own that are still under-construction?
What happens if the property is not delivered on the set completion date?
How does Buy-back payment work?
Does BuySmallSmall change its Buy-back rate after shares have been purchased by co-owners?
Is there a running cost after I’ve purchased a property under Buy2Co-Own and who bears the cost?
Can I purchase Buy2Co-Own shares and send them as a gift?
How do I purchase Buy2Co-Own shares and send them out as a gift?
As a gift, are there options to customize the Shares delivery?
What is the next step after I’ve successfully sent the Shares gift?
What if the recipient is already a registered member on BuySmallSmall
How do I confirm the recipient has received the gift?
What happens if the recipient rejects the gift?
What happens if the gift was never claimed by the recipient and I can’t reach the recipient?
What happens if the recipient ignores the email notification as spam?
Is there an age limit to buying and holding shares on BuySmallSmall?
What is a Buy2Co-Own Plan?
What do I get as proof of my shares for a property I co-own?
Is there any danger in co-owning a property with strangers?
How long can I hold a property with other co-owners?
What happens after the hold period?
Can I migrate before the end of the hold period?
How do I know if my accumulated shares are enough to migrate me to sole-ownership?
What happens if I haven’t accumulated enough shares to migrate to sole-ownership at the end of a hold period?
Is the migration date a specific date?
As a co-owner, can I sell or transfer ownership of my shares to someone else?
Can I set and sell my shares at my price?
How do I migrate my shares in a property that the hold period has ended to another co-ownership property?
How does BuySmallSmall determine its Buy-back rate?
Do I get a shareholders report?
How do I become a Co-owner?
Can I buy shares across multiple properties?
Is there a limit to the number of shares I can buy?
What are the key requirements to migrate from co-ownership to sole-ownership?
Does BuySmallSmall give any unique incentive to shareholders migrating from co-ownership to sole-ownership?
What are the benefits of Co-ownership on BuySmallSmall?
Is the given Buy-back rate calculated daily, monthly or yearly rate?
What rate do I get if I request for a buy-back before the yearly anniversary of my shares?
Can I earn passive income periodically from the properties I co-own?
How can I increase my share in a property that I’m already a co-owner?
How does BuySmallSmall protect co-owners investment and ensure there are no conflicts of interest amongst co-owners?
Does BuySmallSmall have a skin in the game?
Who holds the Title of a Co-ownership property?
What type of Return On Investment does BuySmallSmall co-ownership give?
Completed or Uncompleted(Ongoing) Property, which gives better buy-back yield?
How do I know the delivery date of properties I co-own that are still under-construction?
What happens if the property is not delivered on the set completion date?
How does Buy-back payment work?
Does BuySmallSmall change its Buy-back rate after shares have been purchased by co-owners?
Is there a running cost after I’ve purchased a co-ownership property and who bears the cost?
Can I buy co-ownership shares and send them as a gift?
How do I buy co-ownership shares and send them out as a gift?
As a gift, are there options to customize the Shares delivery?
What is the next step after I’ve successfully sent the Shares gift?
What if the recipient is already a registered member on BuySmallSmall
How do I confirm the recipient has received the gift?
What happens if the recipient rejects the gift?
What happens if the gift was never claimed by the recipient and I can’t reach the recipient?
What happens if the recipient ignores the email notification as spam?
Is there an age limit to buying and holding shares on BuySmallSmall?

Buy2Let & Buy2Live

Are all the Properties listed on BuySmallSmall available?
What other benefits do I get for outright payment?
Is there a discount for Outright Purchase?
What is the difference between Buy Now Pay Later and Own Now Pay Later homeownership plans?
What type of ownership do I get for a Buy Now Pay Later and Own Now Pay Later homeownership plan?
What are the payment options available for Buy Now Pay Later and Own Now Pay Later plan?
Can I negotiate the financing terms and prices?
How can I apply for short-term or mid-term financing?
What is the response time after I submit my application for financing?
What bank powers BuySmallSmall wallet?
Does BuySmallSmall charge any fee when I’m submitting an application for financing?
What is the next step after I’ve submitted my application and paid the origination fee?
My financing application has been approved, what’s next?
Are there associated fees with the down payment?
What happens if down payment is not paid within stipulated time?
Can I cancel my application and get a refund of the 1% origination fee before the 5 working days deadline?
Is there a payment schedule
What happens if there are no funds in my wallet on payback due date?
How do I fund my wallet account for payback?
Any grace period for monthly payback?
What happens when I default on payment?
What is the late payment fee?
What happens if a contract is terminated due to default?
Can I reactivate my ownership after the property has been repossessed?
Can I expedite my payback to take full ownership and collect my title documents?
What happens if I wasn’t approved for financing?
What is my final option if I don’t have the required down payment and I don’t want to co-own?
How quickly can I close on my purchase?
Who is my contact person if I need to have a discussion about my property?
Can I do outright payment for Buy Now Pay Later and Own Now Pay Later properties?
What are the steps for Outright purchase/payment?
How much do I need to pay to lock down my property of interest if I intend to buy outrightly?
What deadline do I have to pay the Buy Now Pay Later and Own Now Pay Later property purchase balance?
What happens if I don’t pay the balance before the deadline?
Are all the Properties listed on BuySmallSmall available?
What other benefits do I get for outright payment?
Is there a discount for Outright Purchase?
What are the terms for BuySmallSmall short term and mid-term financing?
Can I negotiate the financing terms and prices?
How can I apply for short-term or mid-term financing?
What is the response time after I submit my application for financing?
What bank powers BuySmallSmall wallet?
Does BuySmallSmall charge any fee when I’m submitting an application for financing?
What is the next step after I’ve submitted my application and paid the origination fee?
My financing application has been approved, what’s next?
What is the minimum down payment required for short term and midterm financing?
Are there associated fees with the down payment?
What happens if down payment is not paid within stipulated time?
Can I cancel my application and get a refund of the 1% origination fee before the 5 working days deadline?
Is there a payment schedule
What are the payback options for Buy2Let after I secured financing?
What are the payback options for Buy2Live after I secured financing?
What happens if there are no funds in my wallet on payback due date?
How do I fund my wallet account for payback?
Any grace period for monthly payback?
What happens when I default on payment?
What is the late payment fee?
What happens if a contract is terminated due to default?
Can I reactivate my ownership after the property has been repossessed?
Can I expedite my payback to take full ownership and collect my title documents?
Can I be pre-approved for financing before I’m ready to buy?
What happens if I wasn’t approved for financing?
What is my final option if I don’t have the required down payment and I don’t want to co-own?
How quickly can I close on my purchase?
What is next after closing my purchase?
Who is my contact person if I need to have a discussion about my property?
Does BuySmallSmall provide financing for co-ownership?
Can I do outright payment for Buy2Let and/or Buy2Live properties?
What are the steps for Outright purchase/payment?
How much do I need to pay to lock down my property of interest if I intend to buy outrightly?
What deadline do I have to pay the 95% balance?
What happens if I don’t pay the 95% balance before the deadline?

Guaranteed Rent

What are the benefits of BuySmallSmall Rent Guarantee?
How often will the guaranteed rent be reviewed on a property?
Does the Guaranteed Rent cover property maintenance and other running costs?
What are the costs covered in Buy2Let 25% flat charge?
If I purchase a Tenanted home, will the current Tenant stay in the home after closing?
How do I know the tenant will continue paying rent?
Does BuySmallSmall do background checks on tenants?
Vacant or Occupied Property—which is better?
Can I upgrade my property after closing so I could get higher rent and capital appreciation return?
Can I get a tenant for my property myself after closing?
Does BuySmallSmall offer Buy-back to Buy2Let and Buy2Live owners?
Does BuySmallSmall have ease of exit for Buy2let and Buy2Live owners?
What happens if the BuySmallSmall buy-back offer is not acceptable, and I’m in default on my monthly payback?
Can I set my price when I want to sell even if there is an outstanding debt
Can I find the buyer if I still have outstanding debt on the property?
What are the benefits of BuySmallSmall Rent Guarantee?
How often will the guaranteed rent be reviewed on a property?
Does the Guaranteed Rent cover property maintenance and other running costs?
What are the costs covered in Buy2Let 25% flat charge?
If I purchase a Tenanted home, will the current Tenant stay in the home after closing?
How do I know the tenant will continue paying rent?
Does BuySmallSmall do background checks on tenants?
Vacant or Occupied Property—which is better?
Can I upgrade my property after closing so I could get higher rent and capital appreciation return?
Can I get a tenant for my property myself after closing?
Does BuySmallSmall offer Buy-back to Buy2Let and Buy2Live owners?
Does BuySmallSmall have ease of exit for Buy2let and Buy2Live owners?
What happens if the BuySmallSmall buy-back offer is not acceptable, and I’m in default on my monthly payback?
Can I set my price when I want to sell even if there is an outstanding debt
Can I find the buyer if I still have outstanding debt on the property?