A CUSP Personalised Portfolio is a guided way to invest, built for people who want their money working in the background — without needing to manage every decision themselves. It's designed around your goals, your comfort with risk, and your timeline, so you can invest with confidence while staying focused on what matters most in your life.
Who it's for?
A CUSP Personalised Portfolio is a good fit if you:
Prefer a clear plan over constant decision-making
Want to invest without tracking markets every day
Value structure, discipline, and long-term direction
Want reassurance that your investments match your goals
If you're looking for peace of mind rather than daily trading, this approach is built for you.
How it works?
1. Share your goals
You answer a short questionnaire about your goals, risk comfort, and timeline.
This helps us understand what you're building toward.
2. Your portfolio is designed.
Using your answers, CUSP designs a personalised portfolio shaped by licensed financial expertise, supported by intelligent portfolio systems.
The result is a strategy aligned with your profile — not generic assumptions.
3. Activate your portfolio.
To bring your plan to life, you activate your CUSP Personalised Portfolio by adding funds. This allows your strategy to move from planning to action.
4. Ongoing alignment.
Your portfolio is continuously monitored and kept aligned with your chosen direction.
You stay informed — without needing to manage day-to-day decisions or market movements.
How does rebalancing work?
Your CUSP Personalised Portfolio is automatically monitored and rebalanced to keep it aligned with your chosen risk level and goals. Here's what that means in practice:
When it happens: Rebalancing is triggered when your portfolio drifts away from its target allocation — for example, if one asset grows significantly and increases your risk exposure beyond your profile.
What it does: CUSP automatically buys and sells small amounts within your portfolio to restore the right balance between asset types (stocks, ETFs, cash).
No action needed: The process is fully automated — you don't need to do anything. You'll see the activity reflected in your Transaction History.
No extra fees: Rebalancing is included as part of your Personalised Portfolio management. No trading fee is applied to individual transactions within the rebalance.
What you get?
A portfolio designed specifically for your goals
Built-in diversification to help manage risk
Ongoing alignment with your chosen risk level
Clear progress tracking once your plan is active