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What is a CUSP Personalised portfolio?

Learn how CUSP Wealth builds a personalised portfolio based on your goals, risk level, and timeline.

A CUSP Personalised Portfolio is a guided way to invest — built for people who want their money working in the background without managing every decision themselves. It's designed around your goals, your comfort with risk, and your timeline.


Who is it for?

A CUSP Personalised Portfolio is a good fit if you:

  • Prefer a clear plan over constant decision-making

  • Want to invest without tracking markets every day

  • Value structure, discipline, and long-term direction

  • Want reassurance that your investments match your goals

If you're looking for peace of mind rather than daily trading, this approach is built for you.


How it works

  1. Share your goals — Answer a short questionnaire about your goals, risk comfort, and timeline so we can understand what you're building toward.

  2. Your portfolio is designed — CUSP designs a personalised portfolio shaped by licensed financial expertise and intelligent portfolio systems. The result is a strategy aligned with your profile — not generic assumptions.

  3. Activate your portfolio — Add funds to bring your plan to life and move your strategy from planning to action.

  4. Ongoing alignment — Your portfolio is continuously monitored and kept aligned with your chosen direction. You stay informed without managing day-to-day decisions.


How does rebalancing work?

Your portfolio is automatically monitored and rebalanced to stay aligned with your risk level and goals. Here's what that means:

  • When it happens: When your portfolio drifts from its target allocation — for example, if one asset grows significantly and increases your risk exposure.

  • What it does: CUSP automatically buys and sells small amounts to restore the right balance between asset types (stocks, ETFs, cash).

  • No action needed: The process is fully automated. You'll see the activity in your Transaction History.

  • No extra fees: Rebalancing is included in your portfolio management — no trading fees are applied.


What you get

  • A portfolio designed specifically for your goals

  • Built-in diversification to help manage risk

  • Ongoing alignment with your chosen risk level

  • Clear progress tracking once your plan is active

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