Your financial goals can evolve over time — and so can your risk profile. Here's how to update it directly in the CUSP Wealth app.
If you already have an active CUSP Personalised portfolio
Once your CUSP Personalised portfolio is created and invested, your current risk profile is locked in.
To change it:
Sell all the assets in your existing CUSP Personalised portfolio.
Once the sale is complete, go to the main dashboard.
Tap Learn more on the banner, then select Build portfolio.
Your new portfolio will automatically reflect your updated selection.
If you haven't invested yet
You can easily adjust your risk level before your first investment:
Open the CUSP Wealth app and go to your CUSP Personalised portfolio setup.
Use the risk slider to adjust your risk level — from Low to High.
Tap See your goal projection to confirm and preview your new settings.
Go back to your Investing preferences to review your updated profile.
You'll see the new portfolio allocation based on your selected risk level before you confirm your investment.
Why do I need to sell my investments to change my risk profile?
Your investments are selected and allocated based on your answers about your financial goals and risk tolerance. This means your existing portfolio is built to match your current risk profile.
Changing your risk profile may require a different mix of investments. To make sure your new portfolio is aligned with your updated risk profile and goal, you need to sell your existing investments and create a new portfolio.