Skip to main content

Step by Step Guide for Credit Card Processing Application

Automaid Pay

Fabiana avatar
Written by Fabiana
Updated over a week ago

Click to start your application for credit card processing.

Business information

Fill out general information for your business.

  • Legal Business Name

  • DBA (Doing Business As) Which is the name that will appear on your customers statements

  • Business type: Select the drop down to choose the ownership type for your business.

  • Website: Enter your business website

  • Phone number: Enter the 10-digit business phone number

  • Business start date: Enter the date your business was established

  • Description of the Products and/or Services- Enter a brief description of the products and/or services that best describe the services that you’ll be taking your payments for.



Business location

  • Enter the physical business address (No PO box allowed)

    • If your business is operated outside of a residence, that is the physical business address.

  • If the business address differs from the mailing address check the box and complete all areas with an (*)

  • We are aware that some businesses operate out of residence, however due to Card Branding regulations, a MERCHANT MUST PROVIDE A MAILING ADDRESS with a contact telephone number, or email address for customer queries.


Customer Service

  • If you want a different phone number or email address to appear on your customer statements, please provide below.


Processing Profile

Only enter the values below for the transactions you will process through us.

  • Is Sales Volume Seasonal – YES if you shut down for any period that is a month or longer, NO if not

  • Seasonal Sales Volume ($) - Volume during period not closed

Credit Card/Debit Card

  • Average Ticket ($)-Enter the average transaction amount

  • Maximum ticket ($)- Endter the highest Expected Transaction amount

  • Average Monthly Volume ($)-Enter the monthly sales amount

  • Refund Ratio (%)-Enter the refund ratio rate

  • e-Commerce (%)-The percentage of online transactions using the software system

  • MOTO Card Not Present (%)- Mail order/Telephone order transactions

  • Days to Delivery- The timeframe it will take for products/services to be delivered

  • Chargeback Ratio (%)- Enter your chargeback percentage


**Once you have completed, hit NEXT or if you need to resume later, hit SAVE**

Ownership Information

NOTE: Only required if application is for a Sole Prop, LLC, Partnership, or Private Corp.

  • Beneficial Owner Information 1

  • Beneficial Owners First Name- Owners legal first name that appears on state issued ID

  • Beneficial Owners Last Name- Owners legal last name that appears on state issued ID

  • Title- Position title (Owner, president, etc.)

  • % Ownership- The percentage of ownership the beneficial owner has in the business

  • Date of Birth- XX-XX-XXX

  • SSN/ITIN- Enter your SSN or ITIN issued number

  • Personal Phone Number- Enter your 10-digit contact phone number

  • Email Address- Enter your email address

  • Owners Address Information (Residential)- Enter owners physical home address NO PO Box Allowed

  • Country

  • City, State, Zip code

Add Owner

  • Owner information is required for anyone who owns 25% or more of the business.

  • Click on “ADD OWNER” if there are any owners with 25% or more of ownership.


Credit Inquiry

This will NOT impact your credit score.

  • By checking the box, you are giving permission to Fullsteam Operations LLC to complete a soft credit pull for their review.

  • You will need to enter your Legal first and last name as it appears on your state issued ID and select today’s date.

NOTE: If there is no owner, no credit check is required.


Control Person Information (Residential)

A control person is one who owns or controls 10% or more of the voting stock of a
corporation. The control person is authorized to make financial decisions on behalf of a business entity.

  • Indicate if the control person is the same as the owner. If not, leave this space
    unanswered.

  • Enter the control person’s legal first and last name as it appears on their state issued ID

  • Enter the SSN/ITIN of the controller

  • Enter their 10-digit contact phone number

  • Enter their contact email address


Business Contact Information

Select who the contact person will be. If your contact person is not an owner or controller, complete the (*) fields as follows


Banking Information

  • Account Type-Select if the account type is business or a personal account

  • Account Name Same As- Select the account name. The beneficial owner of the account should be the legal name or DBA (Doing Business As) name

  • Transit Routing Number-Enter account details

  • Account Number-Enter account details

  • Business Name on Account- The account name will auto populate to the legal or DBA name



Attachments

You will need to upload the following:

  • A voided check for bank verification. (No starter check)



Fee Information

This portion of the application is automatically filled out.

  • If you have any concerns or need clarification about the information that's being filled in, it’s best to reach out to a sales representative at Fullsteam. You can contact them at (334) 329-6775 for assistance


Signer Attestation and Terms and Conditions

Here is where you acknowledge that all the information that was provided is true and accurate.

  • Please click on the Terms and Conditions link in the application to open the Terms and Conditions document.

  • Check the I Agree box. You will sign with your first and last name as it
    appears on your driver’s license/ state issues ID with today’s date.


Personal Guaranty

  • By clicking I Accept, you have read and agree to be bound by the Unlimited Guaranty Provisions contained in SECTION 23 of the Merchant Agreement.

  • You will sign with your first and last name as it appears on your driver’s license/ state issues ID with today’s date



That's it! Your application is submitted once you see the below confirmation screen


Did this answer your question?