Having a credit history and credit score in the United States is key to accessing basic opportunities and moving forward financially. Credit works as a reference of your financial responsibility and is reviewed in many important decisions.
A good score can help you:
Access housing: Most landlords check your credit before renting, since it reflects how reliable you are at making monthly payments.
Buy a home: To get a mortgage, financial institutions require an active credit history.
Buy a car: Auto loans depend heavily on your credit score.
Handle emergencies: A good history makes it easier to access credit lines when you face unexpected expenses.
Improve job opportunities: Some employers review credit history as part of the hiring process.
Apply for loans: A healthy score can help you access personal, student, medical, or business loans.
Building and maintaining your credit history gives you more options and better financial terms over time.
Do you have questions or need additional help?
Contact us via chat through your Seis app or by calling 866-256-1907.
We’re here to help.