Your Seis Silver Credit Card payment is collected from your checking account because the money in your Guarantee account works only as collateral for your credit line. That deposit sets your limit, but it isn’t meant for daily use or to cover your monthly purchases.
Your payments should be made with funds from your checking account, meaning the money available on your debit card. This shows responsible credit management and can contribute more positively to your credit history.
The app allows you to use funds from the Guarantee account to pay your balance, but it’s recommended to do so only if necessary. Using your checking account reflects a stronger ability to repay without relying on secured funds.
Make sure you have enough funds in your checking account before the due date to avoid late payment fees or additional interest.
Do you have questions or need additional help?
Contact us via chat through your Seis app or by calling 866-256-1907.
We’re here to help.