Aera currently offers three options for transferring money into your Aera wallet:
Akahu
Poli
Direct Bank Deposits / Automatic Payments
Tip: Automatic payments are available and we see many customers use this to set up a 'set and forget' savings plan, keeping them on track.
Both Akahu and Poli transfers are accessed within the Aera app and suitable for one off inward transfers.
All options require funds to come directly from a New Zealand registered bank account.
Direct Bank Deposits and Automatic Payments 🏦
Some members have asked us to receive direct bank deposits from other banks, so that they can set up recurring, automatic payments to take advantage of our Deposit Accelerators more easily. When making a payment, please use the following details:
Account Name: Aera 22 Nominee Limited
Bank Account Number: 02-1257-0072653-001
Reference: Be sure to insert your cellphone number that matches the one used for your Aera account, so we can cross reference your deposit to your account. This must be in the format 642XXXXXX (no leading zero).
Remember: Aera employees will not ask you to pay any money into any other account, please always be vigilant. Our correct account number will be published here.
We will process deposits periodically but you can expect that they will show in your main wallet within 24 hours, or sooner.
How to transfer funds to Aera using Akahu.
Akahu provides a simple and seamless way to connect your bank accounts. Akahu is backed by Westpac New Zealand and used by a range of leading New Zealand organisations from KiwiSaver Simplicity to the budgeting tool Pocketsmith.
To set up the Akahu connection for the first time head to Settings → Account permissions → My linked bank accounts.
From there, follow the steps to authorise your bank to link to your Aera wallet and send funds from selected accounts. If you already use Akahu, you might want to use the same email account you have used in the past as your associated bank accounts will be pre-populated.
Each bank has different maximum amounts you can transfer so if you see an error you may need to try a smaller amount.
Here is a demo video of the whole process.
Note: Once Akahu is set up with a linked account at Aera, you can easily re-use it without having to set it up again, whereas every time you use Poli, you will be required to provide your bank details.
Poli is a leading trusted direct online payment option that allows you to easily transfer funds using your online banking account. Major organisations like Air New Zealand, NZTA, Spark and MightyApe all use Poli.
How to transfer funds to Aera using Poli.
To load funds into your Aera account by Poli:
Click the $ icon to open up your Profile navigation menu
Select 'Move Money'
Select 'Deposit via Internet Banking' and continue
On the next screens you'll be asked to select the bank you'd like to transfer funds from, and then require entering your internet banking login details
Select the specific account you'd like to transfer from, and enter any code or reference for your purposes
Click continue to "Make Payment" and you're done 🎉
You will see a screen confirming your deposit into your Everyday account. You can head to Transfer funds at any time to move money into your other Aera accounts.